Opening in Leading Bank as Risk and Rating Unit

2 days ago

Mumbai, Maharashtra, India TenHeads consultant Full time ₹ 3,01,000 - ₹ 14,42,348 per year
  • Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank. Key activities include
  • Detailed review and understanding of credit (industry, business, financials, management), credit ratings
  • Preparation of rating rationale along with rationale for any changes in risk scores
  • Review deviations to the credit policy of the Bank
  • Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects etc
  • Approve judgemental rating action proposed as per delegation matrix
  • Decision making along with the stakeholders (Credit/ Business)
  • Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFC/ Brokers/ MFI/ Projects/ Small, Micro Enterprises/ Business Banking
  • Effective resolution of internal audit/ external audit/ RBI queries
  • Review and recommend on classification of Borrowers under Financial Difficulty
  • Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate.
  • Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
  • Benchmarking of companies within sectors
  • Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
  • Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
  • Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization
  • Ensure adherence to process and ability to work within pre-decided TAT

Job Type: Full-time

Pay: ₹301, ₹1,442,348.65 per year

Work Location: In person

  • OPening as Risk Manager in Leading Bank

    2 days ago

    Mumbai, Maharashtra, India TenHeads consultant Full time ₹ 4,27,000 - ₹ 2,00,00,000 per year

    Please share cv at 1. Credit Risk ManagementConduct credit risk assessment for corporate, SME, and retail clients.Review credit proposals, financial statements, and risk ratings.Monitor portfolio performance, concentration risks, and early warning signals (EWS).Recommend risk mitigants (collateral, covenants, etc.) and align with risk appetite.2. Operational...

  • Unit Manager- Business banking

    4 days ago

    Mumbai, Maharashtra, India YES BANK Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About the CompanyThe role holder is responsible to drive high performance culture by setting clear expectations and rewarding excellence. The role ensures displays a systematic approach to change implementation by building the systems, resources and processes to overcome hurdles and facilitate smooth transition. The Person is also responsible for end to end...

  • Team Lead, Operational Risk Management, Consumer Banking Group

    2 weeks ago

    Mumbai, Maharashtra, India, Maharashtra DBS Bank Full time

    Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our...

  • Unit Manager- Business banking

    2 weeks ago

    Mumbai, Maharashtra, India, Maharashtra YES BANK Full time

    About the CompanyThe role holder is responsible to drive high performance culture by setting clear expectations and rewarding excellence. The role ensures displays a systematic approach to change implementation by building the systems, resources and processes to overcome hurdles and facilitate smooth transition. The Person is also responsible for end to end...

  • Risk Manager – AI Risk

    2 weeks ago

    Mumbai, Maharashtra, India, Maharashtra HDFC Bank Full time

    Role Overview: We are seeking a seasoned Risk Manager to lead and oversee the identification, assessment, mitigation, and monitoring of risks arising from the adoption and use of Artificial Intelligence (AI) across the bank’s Technology and its operations. This role is critical in ensuring the responsible, secure, and compliant use of AI technologies in...

  • Risk Reporting Specialist, AS

    2 days ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role DescriptionCRO safeguards the stability and resilience of our Global Hausbank.The Credit Risk Reporting function is committed to support Enterprise Risk Management (ERM) mission to shape Bank strategy and lead risk management at enterprise level, unconstrained by risk types and geographies, together with ERM's partners in Risk and the Bank. ERM manages...

  • Divisional Risk and Control Specialist

    2 days ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    The Business Control Unit (BCU) is a 1st Line of Defence (1st LoD) function within the front office created during the implementation of the Three Line of Defence (3LoD) programme. Its primary objective is to support the front office in executing Non-Financial Risk framework for its business line.The primary responsibility of the Risk Analyst within the BCU...

  • Business Risk

    2 weeks ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    About The Role :  Job Title- Business Risk & Control Analyst Location- Mumbai, India Role Description- The team is part of the Team Business Risk & Controls (BRC). The PB BRC guards the Protect agenda by overseeing non-financial risks, conduct & control topics and regulatory changes.- The team works across global PB franchise delivering complex key risk...

  • Credit Risk Lead

    7 days ago

    Mumbai, Maharashtra, India Piramal Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program etc.Monitoring Portfolio risk through dashboards and early warning signals, risk limit framework. Close monitoring of early warning indicators, early delinquency, bounce rates, non-starters...

  • Assistant Vice President,Specialist Risk Technology, Technology and Operations

    4 days ago

    Mumbai, Maharashtra, India DBS Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Business FunctionTechnology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank's operational processes and inspire to delight our business partners...