Credit Risk Lead
15 hours ago
- Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program etc.
- Monitoring Portfolio risk through dashboards and early warning signals, risk limit framework. Close monitoring of early warning indicators, early delinquency, bounce rates, non-starters and other trends.
- Continuous and structured monitoring of credit underwriting policies, framework and related processes for respective products. Approval of new policies, programs and review/amendments of existing policies.
- Suggesting improvements in underwriting policies, processes based on portfolio performance
- Working closely with model risk and BIU team to get risk estimation models fine tuned.
- Trigger monitoring and control - Coordinating with analytics team for preparation/improvement in various management dashboard/ Analysis/ development of score card
- Pointing out the opportunities, issues and suggesting corrective action to the stakeholders
- Track risk management best practices across industry and evaluate the same for implementation.
- Regular coordinate with various units including Finance, Credit, Policy, Audit etc.Role & responsibilities
Preferred candidate profile
- CA/ ICWA/ MBA Finance
- Preference for certifications like FRM, PRM, CFA etc
- 6-10 years of relevant experience in Credit underwriting/ Portfolio level analysis of Retail Asset Banking products, services and operations
- Flair for analytics
- SME for the relevant product
- Deep experience & understanding of retail finance products, services and processes of NBFCs, Banks
-
Credit Risk Lead
2 weeks ago
Mumbai, Maharashtra, India The LHR Group Full time ₹ 1,04,000 - ₹ 1,30,878 per yearOur client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.Key Responsibilities:Credit Risk...
-
Credit Risk Lead
1 week ago
Mumbai, Maharashtra, India The LHR Group Full timeOur client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns. Key Responsibilities: Credit Risk...
-
Credit Risk Strategist
7 days ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 9,00,000 - ₹ 12,00,000Job Title:Credit Risk ManagerJob Description:The Credit Risk Manager will be responsible for developing and implementing strategies to manage and mitigate credit risk. This includes assessing the creditworthiness of customers, evaluating credit applications, and monitoring portfolio performance.Key Responsibilities:Develop and implement credit risk policies...
-
Lead Credit Risk-Vice President
3 weeks ago
Mumbai, Maharashtra, India Chase Bank Full timeJob DescriptionAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging areaAs a Lead Credit Risk - Vice President in the Risk Management and Compliance team, you will be at the center of keeping JPMorgan Chase strong and resilient. You will help us grow our business in a responsible way by anticipating...
-
Lead Credit Risk-Vice President
14 hours ago
Mumbai, Maharashtra, India Chase- Candidate Experience page Full time ₹ 1,50,00,000 - ₹ 2,50,00,000 per yearAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? As a Lead Credit Risk - Vice President in the Risk Management and Compliance team, you will be at the center of keeping JPMorgan Chase strong and resilient. You will help us grow our business in a responsible way by anticipating new and...
-
Lead Credit Risk Specialist
7 days ago
Mumbai, Maharashtra, India beBeeCreditAppraiser Full time ₹ 8,00,000 - ₹ 12,00,000Job Title: Credit AppraiserThis is a key role in the company, responsible for assessing the credit worthiness of self-employed customers. The ideal candidate will have excellent communication and interpersonal skills to effectively interact with clients.The position involves assessing loan applications, conducting site visits to verify customer information,...
-
Chief Credit Risk Strategist
1 week ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 28,00,000Job SummaryWe are seeking a seasoned Chief Credit Risk Strategist to lead our credit risk management initiatives. The ideal candidate will have extensive experience in developing and implementing advanced credit risk models, managing risk governance frameworks, and collaborating with cross-functional teams.Key ResponsibilitiesLead Credit Risk Model...
-
Senior Credit Risk Manager
2 weeks ago
Mumbai, Maharashtra, India beBeeCredit Full time ₹ 9,00,000 - ₹ 12,00,000Managing Credit Risks and Enhancing Cash FlowThis role involves overseeing the credit control function to ensure efficient collection of receivables, credit risk assessment, and adherence to company credit policies.Manage day-to-day credit control operations and ensure timely collection of outstanding dues.Review and analyze client accounts for risk...
-
Credit Risk Specialist
2 weeks ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 1,04,000 - ₹ 1,30,878Credit Risk Specialist About the Role We are seeking a highly skilled Credit Risk Specialist to join our team. The successful candidate will be responsible for assessing the creditworthiness of potential borrowers, evaluating risk levels associated with different borrowers and determining appropriate credit limits and terms. Main Responsibilities: ...
-
Strategic Credit Risk Manager
1 week ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 2,00,00,000 - ₹ 3,00,00,000Credit Risk Leadership Opportunity We are seeking a seasoned Credit Risk Leader to spearhead the development and enhancement of our credit risk framework for unsecured lending. This strategic role will drive credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns. Key Responsibilities: Credit...