Credit Manager

4 days ago

Surat, Gujarat, India Mahindra Finance Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job)

Credit Assessment


• Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval.


• Thorough checking of the application file as per the laid down policy/process guidelines


• Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence


• Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream


• Evaluate all the credit risk parameters and implement measures to mitigate the same


• Prepare the credit approval memo and manage the overall TAT and approval rate. Credit Monitoring


• Ensure strict adherence to the laid down policy and process


• Ensure portfolio quality


• Periodic monitoring of Exception approvals/Reject analysis and inference.


• Ensure Credit Quality and maintain the Credit Cost under control

Key Challenges (List the key tasks performed to support the main objectives of the position).


• Identify and assess all types of possible risks in proposals


• Detailed credit appraisal to ensure aging within limits


• Timely response of credit appraisal


• Study different industry segments to suggest new focus areas

  • Credit Manager

    2 weeks ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Manager-Small Business Enterprise-CreditCredit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines. Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's. Team...

  • Area Credit Manager

    2 weeks ago

    Surat, Gujarat, India MAS Financial Services Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Area Credit Manager MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, recommend corrective actions & ensure compliance.Train & guide branch/regional credit...

  • Area Credit Manager

    2 weeks ago

    Surat, Gujarat, India MAS Financial Services Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Area Credit Manager – MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, identify high-risk cases & recommend actions.Ensure audit/regulatory compliance &...

  • Senior Executive-Credit Control

    1 week ago

    Surat, Gujarat, India DTDC Express Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesCollection: Ensuring all payments from DP customers are collected as per company guidelines.Query Resolution: Promptly addressing any customer queries with support from the sales, CRM, and operations teams.Credit Note Processing: Ensuring the timely creation and processing of credit notes in SAP.Payment Follow-up: Actively...

  • Manager - Banking/Treasury

    2 weeks ago

    Surat, Gujarat, India Solex Energy Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilities :Oversee daily banking transactions, fund transfers, and bank reconciliations.Manage banking relationships and negotiate credit facilities.Monitor cash flows, ensure adequate liquidity, and manage surplus funds.Handle forex transactions and hedge currency risks where needed.Ensure compliance with banking covenants and financial...

  • Business Relationship Manager

    2 weeks ago

    Surat, Gujarat, India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Position - Business Relationship Manager - SBE-Salaried PL and Working Capital-SalesTo understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various...

  • Business Relationship Manager

    2 hours ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    DescriptionJob Description To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.   Work closely with Branch Banking teams for new customer addition.   To penetrate client with various products like Current Account/Term...

  • Senior Manager

    2 weeks ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 10,00,000 - ₹ 12,50,000 per year

    Company DescriptionEstablished in 1985, the Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd., the Group's flagship company, received a banking license from the Reserve Bank of India (RBI), becoming Kotak Mahindra Bank Limited. The Group offers a wide range of financial services...

  • Assistant Manager

    2 weeks ago

    Surat, Gujarat, India Paytm Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Assistant Manager - KAM Premium - Enterprise Mid Market About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to...

  • Premier Acquisition Manager-RL SALES-Sales

    2 days ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    DescriptionThe Premier Acquisition Manager is responsible for acquiring and managing relationships with High Net-Worth Individuals (HNIs) for retail loan products. The role focuses on building a strong CASA (Current Account Savings Account) book, selling third-party products (TPP), and generating revenue through high-value customer engagement. The candidate...