Credit Manager

5 days ago

Surat, Gujarat, India Mahindra Finance Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job)

Credit Assessment


• Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval.


• Thorough checking of the application file as per the laid down policy/process guidelines


• Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence


• Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream


• Evaluate all the credit risk parameters and implement measures to mitigate the same


• Prepare the credit approval memo and manage the overall TAT and approval rate. Credit Monitoring


• Ensure strict adherence to the laid down policy and process


• Ensure portfolio quality


• Periodic monitoring of Exception approvals/Reject analysis and inference.


• Ensure Credit Quality and maintain the Credit Cost under control

Key Challenges (List the key tasks performed to support the main objectives of the position).


• Identify and assess all types of possible risks in proposals


• Detailed credit appraisal to ensure aging within limits


• Timely response of credit appraisal


• Study different industry segments to suggest new focus areas

  • Credit Manager Credit Underwriter

    2 weeks ago

    Surat, Gujarat, India Nuovo Tech Services Surat Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    1. Credit Appraisal & Underwriting:Evaluate loan applications based on creditworthiness, financials, income proofs, bank statements, GST returns, bureau reports (CIBIL, CRIF), etc.Perform detailed analysis of:Personal Loan applicants Salary slips, employer background, repayment history.Business Loan applicants – Financial statements, turnover, cash flow,...

  • Manager - Banking/Treasury

    2 weeks ago

    Surat, Gujarat, India Solex Energy Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilities :Oversee daily banking transactions, fund transfers, and bank reconciliations.Manage banking relationships and negotiate credit facilities.Monitor cash flows, ensure adequate liquidity, and manage surplus funds.Handle forex transactions and hedge currency risks where needed.Ensure compliance with banking covenants and financial...

  • Senior Manager

    2 weeks ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 10,00,000 - ₹ 12,50,000 per year

    Company DescriptionEstablished in 1985, the Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd., the Group's flagship company, received a banking license from the Reserve Bank of India (RBI), becoming Kotak Mahindra Bank Limited. The Group offers a wide range of financial services...

  • Sales Manager

    2 weeks ago

    Surat, Gujarat, India MAS Financial Services Limited Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Roles:Manage and grow business through DSA, Channel Partners, and Connectors in the assigned territoryAchieve disbursement and revenue targets through effective sourcing and relationship managementIdentify, onboard, and train new channel partners to strengthen business reachWork closely with Credit, Operations, and Legal teams for smooth processing and quick...

  • Team Manager

    2 weeks ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Role & responsibilitiesVerification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team.Stamp Duty as per Legal Stamp Duty Grid is adhered too.Limits & Collateral Maintenance.CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage,...

  • Banking & Finance Executive - Surat

    2 weeks ago

    Surat, Gujarat, India Kaapro Management Solutions Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Job Description:We have urgent opening for Banking & Finance Executive.Location - SuratExperience - Minimum 2 YrWe are looking for a Banking & Finance Executive to manage day-to-day banking operations, loan documentation, credit card management, and import/export payment processing.The role involves close coordination with banks and internal departments to...

  • Relationship Manager-Acquisition-AGRI-FIN-PROJECTS

    1 week ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    DescriptionJob Profile:Candidate should be self-motivated & high on energy. Requires decent communication skill, understanding of local language will be an advantage.To understand customers business model, appraise financials (basis knowledge) to identify suitable NTB opportunities for Working capital (fund based/non-fund based) & Term Loan facilities in...

  • Territory Sales Manager

    51 minutes ago

    Surat, Gujarat, India TCP Corps Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Job description of Territory Sales Officer -TSOJob title: Territory Sales Officer -TSODepartment: SalesReports to: Territory Sales Manager -TSMMatrix: Area Sales Manager-ASM, Regional Sales Manager-RSM.Summary:The Territory Sales Officer (TSO) plays a vital role in driving sales and distribution of FMCG (Fast Moving Consumer Goods) products within a...

  • Premier Acquisition Manager-Business Banking-Sales-Sales

    3 days ago

    Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    DescriptionThe Premier Acquisition Manager – Business Banking is responsible for acquiring and managing high-value Current Account (CA) customers and driving business banking product penetration. The role involves sourcing new-to-bank customers, building family banking relationships, and generating revenue through cross-sell and third-party products. The...

  • Banking Operation Executive

    2 weeks ago

    Surat, Gujarat, India Kaapro Management Solutions Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Job Description:We have urgent opening for Banking Operation Executive.Location - SuratExperience - Minimum 2 YrWe are seeking a Banking Operations Executive responsible for ensuring accurate and timely processing of all financial transactions, payments, and bank reconciliations. The role involves managing multiple company bank accounts, maintaining fund...