Lead- Credit Approver Mid Corporates

12 hours ago


Gurgaon, Haryana, India SkillLabs Full time ₹ 1,20,000 - ₹ 1,80,000 per year

Key Responsibilities

  • Preparing Credit Approval Documents: Preparing detailed credit approval notes, Information Memorandums, and presentations for approval and presentation to the Management/Risk Committee.
  • Evaluating Credit Proposals: Evaluating and assessing various kinds of credit proposals to determine creditworthiness and risk involved by conducting thorough analysis on Company's/Borrower's financials, Credit Rating, industry research & trends, key competitors & industry outlook.
  • Financial Analysis: Conducting preliminary financial analysis, peer company financial analysis, bank account due diligence, and duplicate analysis.
  • Documentation: Ensuring all credit and legal files are complete, identifying documentation deficiencies, and ensuring timely resolution.
  • Team Support: Supporting Origination and Execution teams in completing assignments.
  • Client Engagement: Regularly engaging with clients for completing compliance and other documentation required in a proposal.
  • Post-Disbursal Document Management: Managing Post Disbursal Documents (PDD).
  • Deal Execution: Executing deals, disbursement process, liaising with all parties like Client, Syndicate Banks, Legal Counsel, and Internal Team.
  • Downselling Deals: Supporting in executing downselling deals.
  • Structured Finance Analysis: Conducting deep dive analysis on structured finance and capital market transactions.
  • Credit Query Management: Handling credit queries and ensuring assessment closure within stipulated timelines.
  • Portfolio Management: Managing the portfolio and regularly engaging with clients for recent developments in the markets.


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