Private Credit Analyst

7 days ago

Bengaluru, Karnataka, India Rarevs Consulting Solutions Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Role & responsibilities

Portfolio Management & Analytics

  • Oversee performance and risk across the company's loan portfolio, including construction, bridge, and permanent debt products.
  • Design and maintain portfolio-level financial models, dashboards, and analytics to monitor asset quality, performance, and profitability.
  • Evaluate credit performance and proactively identify areas of risk and opportunity across the portfolio.
  • Develop and refine loss mitigation and risk management strategies.

Financial Modeling & Investment Analysis

  • Build and maintain detailed financial models and proformas to evaluate project- and portfolio-level performance.
  • Calculate key investment metrics such as IRR, ROE, and profitability under various market and structural scenarios.
  • Prepare credit memos and deal summaries for investment committee and institutional investors.
  • Analyze complex deal structures, covenant packages, and borrower performance metrics.

Reporting, Data & Process Automation

  • Enhance portfolio reporting and investor deliverables through automation, analytics, and visualization tools (Excel, Power BI, Python preferred).
  • Continuously streamline and standardize internal credit and reporting workflows to support scale.
  • Work cross-functionally with Finance, Capital Markets, and Operations teams to improve data integrity and decision-making.

Investor & Capital Markets Support

  • Partner with institutional investors (e.g., insurance companies, asset managers, Wall Street firms) on portfolio performance, risk insights, and reporting.
  • Contribute to investor presentations, marketing materials, and quarterly reporting packages.
  • Support ongoing communication with investors, demonstrating strong analytical rigor and professional presence.

Strategic & Organizational Contributions

  • Champion a data-driven, team-based culture focused on transparency, learning, and continuous improvement.
  • Drive insights that inform capital allocation, pricing, and portfolio optimization.
  • Serve as a subject matter expert on internal systems, data pipelines, and credit processes.

Preferred candidate profile

  • MBA or masters degree in finance, Real Estate, Economics, or a related field.
  • 37 years of experience in private credit, real estate finance, investment banking, or asset management.
  • Advanced proficiency in Excel financial modeling, valuation analysis, and portfolio analytics.
  • Experience preparing credit memos, evaluating underwriting assumptions, and working with institutional investors.
  • Strong understanding of IRR, DCF, leverage, and capital structure modeling.
  • Exceptional analytical, written, and verbal communication skills.
  • Proven ability to manage multiple priorities, think critically, and work collaboratively across functions.
  • High degree of intellectual curiosity, integrity, and initiative.

Client: i Fund Cities, Philadelphia, PA, United States

Office Location: Sandeep Arcade, HSR Layout, Bangalore

Working: US shift, Working Hours 4:30PM to 1:30AM, 5 days a week Work from Office RareVS Consulting Solutions Private Limited

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