Relationship Manager-Portfolio-AGRI-FIN-PROJECTS

7 hours ago


Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per year
Description

Department
Agri Business Group (Agri SME – Working Capital Loans)

Job Title
Relationship Manager - Grade – M3  / M4 (Manager / Sr. Manager) – Portfolio Management 

Reporting to
Area Sales Manager (ASM)

Location

Job Profile



 Job Role

  • Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
  • To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
  • Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis. 
  • Deepening relationship with existing customers through Cross sell liability & other third party products.
  • Continuous monitoring of the accounts to ensure business is a per budgets 
  • Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection 
  • To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
  • CA / Graduate  / Post Graduate Diploma  / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply 
  • People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
  • Strong oral and written Communication

Relationship Management Skill



 Job Role



Job Requirements




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