Team Lead/ Senior Credit Underwriter

14 hours ago

Mumbai, Maharashtra, India Liquiloans Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Job Summary:

We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance.

Key Responsibilities:

  • Analyze loan applications and financial documents (income, balance sheets, bank statements, etc.) to assess borrower risk.
  • Conduct credit evaluation using internal underwriting policies, external credit reports, and scoring models.
  • Ensure due diligence, KYC, and compliance with regulatory guidelines.
  • Recommend loan approvals, rejections, or modifications with justification.
  • Coordinate with internal teams (sales, operations, collections) to gather information and resolve discrepancies.
  • Maintain detailed records of underwriting decisions and support documentation.
  • Monitor existing portfolio to identify early warning signals or default risks.
  • Collaborate in improving underwriting processes and risk policies.

Key Skills & Qualifications:

  • Bachelor's degree in Finance, Commerce, Accounting, or a related field.
  • Minimum 3 years of experience in credit underwriting, preferably in NBFCs, Banks, or Fintech.
  • Strong knowledge of credit risk principles and lending practices.
  • Proficiency in financial analysis, ratio analysis, and credit scoring models.
  • Familiarity with loan origination systems (LOS) and credit bureau reports.
  • Excellent communication and decision-making skills.
  • Attention to detail and high level of accuracy.

Preferred:

  • Experience in underwriting unsecured/business loans, MSME lending, or retail credit.
  • Knowledge of regulatory compliance and RBI guidelines.
  • Hands-on experience with credit bureau APIs and analytics to

  • Team Lead Credit Underwriter

    1 week ago

    Mumbai, Maharashtra, India LiquiLoans Full time ₹ 10,00,000 - ₹ 25,00,000 per year

    Job Role:- Team Lead- Credit UnderwriterJob Location:- Andheri, MumbaiExperience Required:- Minimum 5+ years in Credit UnderwritingJob Description:Key Responsibilities:Lead and manage the credit and risk team, ensuring smooth day-to-day functioning.Analyze credit and risk data to derive meaningful insights; prepare presentations for stakeholders and...

  • Credit Underwriter – TNPL

    1 week ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Credit Underwriter – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...

  • Credit Underwriters–TNPL

    1 week ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...

  • Credit Underwriters – TNPL

    11 hours ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 1,50,000 - ₹ 3,00,000 per year

    Credit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...

  • Credit Underwriter

    7 hours ago

    Navi Mumbai, Maharashtra, India Tyger Capital (Formerly Adani Capital) Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Location: Juinagar (Navi Mumbai)Experience Required: Minimum 5 years in NBFC Credit UnderwritingProducts: Commercial Vehicles Gender Preference: Male candidates onlyLanguages: Kannada/Marwari/Telugu/Gujarati required.Key Responsibilities:Responsible for complete assessment of customers, including cross-verification and due diligence.Conduct ground-level...

  • Credit Risk Lead

    3 weeks ago

    Mumbai, Maharashtra, India The LHR Group Full time

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns. Key Responsibilities: Credit Risk...

  • Credit Risk Lead

    14 hours ago

    Mumbai, Maharashtra, India The LHR Group Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.Key Responsibilities:Credit Risk...

  • Junior Credit Underwriters – TNPL

    4 days ago

    Mumbai, Maharashtra, India Mihuru Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Junior Credit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel...

  • Credit Underwriting

    6 hours ago

    Mumbai, Maharashtra, India Capwise Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job Overview:We are looking for a candidate with strong experience in credit underwriting, preferably with exposure to venture capital or venture debt financing. The role involves end-to-end evaluation of investment opportunities, from analysing business models to coordinating deal execution.Key Responsibilities:Evaluate investment opportunities by analyzing...

  • Chief Credit Officer

    4 days ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...