Team Lead Credit Underwriter

23 hours ago

Mumbai, Maharashtra, India LiquiLoans Full time ₹ 10,00,000 - ₹ 25,00,000 per year

Job Role:- Team Lead- Credit Underwriter

Job Location:- Andheri, Mumbai

Experience Required:- Minimum 5+ years in Credit Underwriting

Job Description:

Key Responsibilities:

  • Lead and manage the credit and risk team, ensuring smooth day-to-day functioning.
  • Analyze credit and risk data to derive meaningful insights; prepare presentations for stakeholders and management.
  • Approach credit and risk assessment from a business-integrated perspective, beyond traditional underwriting practices.
  • Collaborate cross-functionally with sales, operations, and other departments to support end-to-end process alignment.
  • Handle team escalations, internal conflicts, and coordinate with field sales personnel to resolve issues effectively.
  • Review and understand credit policies and processes; ensure policy adherence while being flexible to business needs.
  • Take independent calls on business requirements, balancing risk and growth objectives. Contribute to continuous process improvement initiatives by identifying gaps and proposing practical solutions.
  • Draft professional emails, Business Requirement Documents (BRDs), policy proposals, and other formal communication

Preferred Qualifications:

  • Bachelor's degree in finance, Business Administration, or related field (MBA preferred).
  • Prior experience in NBFCs, Banks, or Fintech companies in unsecured (CL, PL) total 5 Years Minimum.
  • Familiarity with risk mitigation practices and business lending environments.

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