Team Lead Credit Underwriter
3 days ago
Job Role:- Team Lead- Credit Underwriter
Job Location:- Andheri, Mumbai
Experience Required:- Minimum 5+ years in Credit Underwriting
Job Description:
Key Responsibilities:
- Lead and manage the credit and risk team, ensuring smooth day-to-day functioning.
- Analyze credit and risk data to derive meaningful insights; prepare presentations for stakeholders and management.
- Approach credit and risk assessment from a business-integrated perspective, beyond traditional underwriting practices.
- Collaborate cross-functionally with sales, operations, and other departments to support end-to-end process alignment.
- Handle team escalations, internal conflicts, and coordinate with field sales personnel to resolve issues effectively.
- Review and understand credit policies and processes; ensure policy adherence while being flexible to business needs.
- Take independent calls on business requirements, balancing risk and growth objectives. Contribute to continuous process improvement initiatives by identifying gaps and proposing practical solutions.
- Draft professional emails, Business Requirement Documents (BRDs), policy proposals, and other formal communication
Preferred Qualifications:
- Bachelor's degree in finance, Business Administration, or related field (MBA preferred).
- Prior experience in NBFCs, Banks, or Fintech companies in unsecured (CL, PL) total 5 Years Minimum.
- Familiarity with risk mitigation practices and business lending environments.
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