Senior Underwriting Analyst

13 hours ago

Mumbai, Maharashtra, India Drip Capital Full time US$ 60,000 - US$ 1,20,000 per year

Your Role :

●      End-to-End Credit Underwriting: Underwrite SME transactions from pre-clearing, due diligence, approval, funding, and post-close monitoring. Evaluate the financial health and creditworthiness of SMEs by assessing various financial documents and reports.

●      Risk Identification & Mitigation: Proactively identify potential risks in the underwriting process and develop strategies to mitigate them. Evaluate creditworthiness using financial reports, statements, and other documentation to ensure the credibility of the borrower.

●      Policy Development & Enhancement: Collaborate with internal teams to develop and review credit policies, ensuring they are in line with business objectives. Regularly contribute to process improvements and policy enhancements to strengthen the underwriting framework.

●      Stakeholder Management: Interact with internal stakeholders (sales, operations, risk management) to ensure seamless portfolio management. Build and maintain relationships with external clients to facilitate smooth underwriting and onboarding. 

●      Portfolio Management: Build and monitor KPIs to track portfolio performance and ensure it remains within acceptable risk thresholds. Manage the portfolio actively to minimize losses and maintain healthy loss rates.

●      Client Interaction & Communication: Conduct client calls to understand business needs, ensure alignment with underwriting criteria, and clarify documentation or funding options. Excellent verbal and written communication skills are required.

●      Data Analysis & Reporting: Analyze financial data and credit reports to assess risk, prepare actionable reports, and make sound credit decisions. Use data insights to develop strategies that optimize portfolio performance.

●      Collaboration with Sales/Servicing Teams: Work closely with the sales and servicing teams to ensure timely approvals, resolve post-close issues, and optimize credit limits for SME clients.

Basic Qualifications:

●      Minimum 3+ years of experience in credit underwriting, specifically in the SME sector. Knowledge of US Underwriting is plus. 

●      Solid understanding of credit reports, financial statements, and risk assessment techniques.

●      Experience in evaluating and underwriting transactions for SMEs in India or US

●      Proven ability to develop, review, and maintain credit policies.

●      Ability to collaborate with cross-functional teams to improve underwriting processes and align with company goals.

  • Underwriting - Operations Analyst

    23 hours ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    DescriptionAre you ready to make a significant impact in private banking? At JPMorgan Chase, we seek a dedicated and detail-oriented Underwriting QC Analyst for our Private Banking Mortgage team. Your expertise in Accounting, Banking & Finance, Mathematics, and US mortgages will help us uphold the highest standards of credit risk compliance for our High Net...

  • Underwriting - Operations Analyst

    5 days ago

    Mumbai, Maharashtra, India JPMorgan Chase Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Are you ready to make a significant impact in private banking? At JPMorgan Chase, we seek a dedicated and detail-oriented Underwriting QC Analyst for our Private Banking Mortgage team. Your expertise in Accounting, Banking & Finance, Mathematics, and US mortgages will help us uphold the highest standards of credit risk compliance for our High Net Worth (HNW)...

  • Mortgage Underwriting Analyst

    20 hours ago

    Mumbai, Maharashtra, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    JOB DESCRIPTIONAre you ready to make a significant impact in private banking? At JPMorgan Chase, we seek a dedicated and detail-oriented Underwriting QC Analyst for our Private Banking Mortgage team. Your expertise in Accounting, Banking & Finance, Mathematics, and US mortgages will help us uphold the highest standards of credit risk compliance for our High...

  • Senior Credit Analyst

    3 days ago

    Mumbai, Maharashtra, India Brinda HealthCare Full time ₹ 12,00,000 - ₹ 20,00,000 per year

    Hiring: Senior Credit AnalystLocation: Wadala, MumbaiCTC: Up to 20 LPAQualification: CA / MBA (Finance)Experience: Minimum 5 years in credit underwriting (Supply Chain Finance / Working Capital Loans for Corporates MSMEs).Preference for candidates from Fintech / NBFC background.Key ResponsibilitiesConduct detailed assessment, review, and recommendation of...

  • Leveraged Finance Underwriting

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks.  We're fully committed to supporting your growth and development from the start with extensive on-the-job training and...

  • Leveraged Finance Underwriter

    3 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...

  • Leveraged Finance Underwriter

    17 hours ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewWhether you're at the start of your career or looking to discover...

  • Senior Treaty Underwriter

    1 week ago

    Mumbai, Maharashtra, India Gen Re Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Shape Your Future With UsGeneral Re Corporation, a subsidiary of Berkshire Hathaway Inc., is a holding company for global reinsurance and related operations, with more than 2,000 employees worldwide. It owns General Reinsurance Corporation and General Reinsurance AG, which conducts business as Gen Re.Gen Re delivers reinsurance solutions to the Life/Health...

  • Non Motor Underwriting

    1 day ago

    Mumbai, Maharashtra, India Response Informatics Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    As an Underwriter for Property, Engineering, Marine, and Miscellaneous Lines of Business (LOB) at our company, your role will involve creating and managing a sustainable portfolio aligned with our underwriting policy for both retail and SME channels. With a minimum of 5 years of experience, you will be independently underwriting commercial lines products...

  • Team Lead/ Senior Credit Underwriter

    2 weeks ago

    Mumbai, Maharashtra, India Liquiloans Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Summary:We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory...