Area Manager Loan

3 days ago


Ghaziabad, Uttar Pradesh, India HENOX CAPITAL Full time ₹ 7,00,000 - ₹ 10,00,000 per year

Job Title: Area Manager – Loan Sales

Location (3-Locations): Kaushambi, Ghaziabad, UP

Company: HENOX Capital

Reporting to: Regional Sales Head/Director

Role Summary

The Area Manager is responsible for driving individual and team sales for all types (HL/PL/LAP/SME/Working Capital, Etc;) of loan products, acquiring customers, and leading a productive team of Business Development Managers (min-5 members). The position is focused on achieving aggressive sales targets, expanding market presence in the Kaushambi region, and building a high-performance sales team.

Key Responsibilities

Develop & execute aggressive direct loan sales strategies to achieve individual targets, acquire high-value customers, and drive business growth in the designated territory.

Recruit, train, and manage a team of at least 5 Business Development Managers. Provide ongoing support, motivation, and guidance to ensure team targets are consistently met.

Set sales targets for the team, track progress, conduct daily/weekly reviews, and report performance metrics to senior management.

Personally handle key customer relationships, including acquisition and retention, to contribute to individual and branch targets.

Identify and exploit new business opportunities, network with local DSAs, agents, and partners to expand market reach.

Supervise and drive team performance, ensure productivity, provide field training, and resolve field-level challenges.

Monitor competitor activity and local market trends to coordinate counter-strategies and maximize business opportunities.

Ensure strict compliance with all regulatory, operational, and company-specific policies and processes.

Qualifications & Experience

Graduate/Postgraduate in Business, Finance, or a related field (MBA preferred).

Minimum 5 years of experience in loan sales, with at least 2 years in a leadership/team management profile.

Strong knowledge of loan products, sales strategies, and local market (Ghaziabad/UP)

Proven track record of target achievement, handling both direct sales and team results.

Experience recruiting, onboarding, and developing sales teams in the financial sector.

Excellent communication, negotiation, and interpersonal skills; ability to motivate and lead a field sales team.

Salary & Benefits

Annual CTC: ₹7 – ₹10 lakh plus performance-based incentives and allowances (commensurate with experience and results).

Opportunities for fast-track career growth within a dynamic organization.

  • Standard benefits as per company policy.

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