Area Credit Manager

2 weeks ago

Chandigarh, Chandigarh, India Salarite Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Company Overview – Greenfinch

Greenfinch operates as a leading consulting and processing services provider in the BFSI sector, delivering high-quality, domain-specific solutions with exceptional execution speed. With a nationwide presence across major financial hubs, Greenfinch brings decades of expertise in financial services, housing finance, legal compliance, and process management, serving banks, NBFCs, HFCs, and other financial institutions.

Qualifications & Experience:

  • CA or MBA (Finance) with 4–6 years of relevant experience

  • Mandatory experience in credit underwriting with Banks, NBFCs, or HFCs

  • Proven PD (Personal Discussion) experience, including field PD

  • Preference for local candidates

Roles & Responsibilities:

  • Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers.
  • Customer Interaction to understand needs, finds solutions within the product range available.
  • Calculation of Net Present Values of maturing assets using excel sheets or programs.
  • Knowledge of basic legal documentation involved in an acquisition of a home.
  • Knowledge of technical fundamentals involved in an acquisition of a home.
  • Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan.
  • Supervision and performance management of all team members
  • Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
  • Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
  • Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
  • LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.

CTC- Upto 9LPA

Experience - 4-8Years

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