Chief Technology Officer

12 hours ago

Delhi, Delhi, India LTMS CONSULTING Full time ₹ 15,00,000 - ₹ 60,00,000 per year

JD

A Chief Technology Officer (CTO) is responsible for setting and executing the technology vision, ensuring seamless digital lending, and driving tech-led transformation to achieve the company's business objectives.​

Core Responsibilities

  • Formulate and implement the company's technology strategy in alignment with its business and regulatory objectives.​
  • Lead the architecture, design, and development of digital lending platforms, loan origination (LOS), and loan management systems (LMS) tailored for vehicle finance operations.​
  • Oversee front-end platforms (web, mobile apps), back-end systems, and integrations (APIs) with banks, KYC providers, credit bureaus, GSTN, and other digital infrastructure.​
  • Ensure the technology landscape meets compliance requirements laid down by the RBI and maintains high security, data privacy, and risk management standards.​
  • Pioneer the adoption of AI/ML technologies for credit scoring, fraud detection, and customer risk assessment to improve lending efficiency.​
  • Build and mentor an in-house technology team while managing external vendors and partners to deliver scalable technology solutions.​

Key Duties

  • Manage large, multidisciplinary teams; oversee the product lifecycle and ensure robust software delivery and IT operations.​
  • Set technology budgets, monitor key performance indicators, and optimize IT spend for maximum ROI.​
  • Implement quality assurance, disaster recovery, and data protection processes.​
  • Gather feedback from stakeholders, iterating technology solutions based on market needs and business goals.​
  • Represent the technology function on the executive team, communicating tech strategy to stakeholders and investors.​

Desired Profile

  • 10–18 years' experience in NBFC, banking, fintech, or related tech roles, with substantive leadership experience.​
  • Expertise in cloud-native infrastructure, APIs, security, compliance, and emerging fin-tech platforms.
  • Strong grasp of digital lending, payment systems, regulatory guidelines, and consumer-facing app development.​
  • Track record of leading digital transformation and handling high-volume, transactional tech environments.​

Skills and Qualifications

  • B.Tech/M.Tech or equivalent in Computer Science, Engineering, or related field; business/management education (MBA) is a plus.​
  • Leadership, strategic thinking, project management, and strong problem-solving abilities.​

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