Credit Officer

3 days ago


Arrah Darbhanga Patna, India Sahyog Development Services Full time ₹ 4,00,000 - ₹ 8,00,000 per year

DRole & responsibilities

  • Assess credit risk and make credit decisions in accordance with the company's policies and procedures
  • Review and process credit applications, including analyzing financial information, credit reports, and other relevant information
  • Work with customers to gather additional information and documentation as needed to support credit applications
  • Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications
  • Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies
  • Monitor credit risk and proactively identify potential issues and opportunities for improvement
  • Work collaboratively with internal stakeholders, including sales, finance, and legal, to ensure that credit operations are aligned with company goals and objectives
  • Develop and maintain effective relationships with customers, vendors, and other external stakeholders
  • Understanding of financial analysis and credit risk assessment methodologies
  • Excellent communication and interpersonal skills

Preferred candidate profile

  • 1-3 years of experience in credit analysis or a related field (rural finance, microfinance)
  • Strong understanding of credit principles, risk assessment techniques, and financial statement analysis
  • Proficiency in evaluating complex data sets and making informed decisions under tight deadlines
  • Excellent communication skills for effective collaboration with stakeholders across various functions

Perks & Benefits

  • Great Incentives
  • Daily Allowance
  • PF
  • Accomodation

Locations: Samastipur, Darbhanga, Begusarai, Nalanda, Mujaffarpur, Vaishali, Sitamarhi, Madhubani, Navada, Sheikhpura, Arrah, Sasaram, Patna, Jehanabad, Rohtas, etc


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