
Cluster Business Leader
2 weeks ago
Core Responsibilities :-
Responsible to build SME business according to business strategy
Achieving sales target in line with business strategy of cluster
Understanding the cluster requirements and working closely with the team of SL/RL to achieve the business objective
Develop and share MIS for understanding the market and for effective functioning of the cluster
Focus on offering financial solutions to the SME segment for their asset/liability needs
Working closely with the Credit/Risk team to drive business using appropriate sourcing strategy according to the dynamic market conditions
Identify Cross Sell (Trade/CMS/Direct Banking/Forex/YCOPs) opportunities in each asset client and derive strategies to maximize profitability
People and Team Management including career management, coaching and mentoring of critical talent in the team
Market mapping of cluster, strategies for expansion of market base and proactively working towards development of new products/markets along with Product Development Team.
People Management or Self-Management Responsibilities Monitors and enables the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the section.
Develops talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
Risk and Internal Control Responsibilities Implements the risk policies and processes (operational, regulatory, financial, informational, reputational and audit risks), ensuring that that these meet regulatory and internal requirements.
Implements the internal control systems in the department and participates in the departmental audits.
Implements practices to bridge gaps identified during departmental audits.
SECTION IV: KEY INTERACTIONS
Key Internal Interactions Purpose of Interaction
Risk Management For coordinating on all aspects to ensure delivering better TAT of Loans delivery and smooth on-boarding of the client
Branch Banking For coordinating on acquisition of NewtoBank Business Banking MSME relationships through the CRM.
Key External Interactions Purpose of Interaction
MSME Associations For coordinating on acquisition of New–to–Bank Business Banking MSME relationships through the Knowledge Banking approach.
SECTION V: KNOWLEDGE & EXPERIENCE
KNOWLEDGE
Minimum Qualifications Bachelor's degree in any field
Master's degree in Financial Management is preferred
Professional Certifications CA/CFA is preferred
AMFI/NCFM/IRDA certifications will be an added advantage
Language Skills Written and spoken English is essential
EXPERIENCE
Years of Experience A minimum of 8-14 years of relevant experience with at least 5-7 years in a similar role
Nature of
Experience Prior experience in Banking/NBFC in Working Capital/LAP/Mortgages
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