Assistant Director- Credit analysis

5 days ago

Bengaluru, Karnataka, India Acuity Knowledge Partners Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Exciting job opportunity at Acuity KP, Bengaluru-

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European client ensuring we fulfil the applicable SLAs.

Key Responsibilities

  • Maintaining high quality in the below workflows by performing quality checks, providing training, mentoring and upskilling juniors:
  • Spreading of the financial statements of corporates in the client proprietary platform.
  • Analysis of financial statements of public and private companies for the credit appraisal process
  • Conducting background research independently to understand the appropriate KPIs that are relevant to each borrower
  • Monitoring covenants on a regular basis, performing validations and highlighting any Early Warning Signals
  • Carrying out written credit appraisals, risk ratings, and credit notes for credit approvals
  • Motivating and managing a team of analysts, planning workflows and liaising with global clients in ensuring that deadlines are met at the required standard
  • Contributing to process improvement, providing value adds to the deliverables and automation of tasks
  • Providing domain expertise in credit notes and credit appraisals
  • Communicating clearly and confidently with internal and external stakeholders–both written and verbal
  • Providing strategic thought leadership through the authoring of blogs and whitepapers on trending topic

Key Competencies

  • 10-15 years of experience in Commercial lending (corporate/wholesale lending) operations including origination, underwriting and portfolio monitoring activities
  • Familiarity and expertise in a specific sector will be an added advantage
  • Experience in complete delivery set-up, smooth roll-out of services and the implementation of best practices, feedback mechanisms, hiring and training the team
  • Good knowledge of the products involved in entire value chain of commercial lending including underwriting, covenant monitoring, and portfolio monitoring.
  • Hands on experience in carrying out tasks like credit appraisals, finalizing risk ratings, credit notes for credit approvals and ongoing monitoring.
  • Excellent understanding of the financial statements of the corporates
  • A Masters in Business Administration and/or a full/ part qualification in CFA will be an added advantage.
  • A highly analytical mind and a high level of attention to detail
  • Excellent written and spoken English communication skills
  • A strong work ethic
  • The ability to work independently and meet deadlines under pressure

POC- Alka Sinha )

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