Credit Analytics

5 days ago

Bengaluru, Karnataka, India OakNorth Full time ₹ 6,00,000 - ₹ 18,00,000 per year

At OakNorth, we're on a mission to empower the UK's most ambitious businesses. Since 2015, we've lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

Team Mission

Job Responsibility
    • Conducting detailed analysis of loan opportunities across all major property types, including Residential, Office, Retail, Industrial, Lodging, and Healthcare in UK and or/US
  • Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
  • Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
  • Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
  • Identifying deal specific covenants which can act as early warning signals while monitoring loans.
  • Detailed industry/market studies to understand operating environment of borrower.
  • Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
  • Desired Ski
Desired Skills
    • Relevant experience of 1-5 years.
  • Strong financial analysis – thorough understanding of accounting / financial concepts
  • Strong understanding of CRE (Commercial Real Estate)
  • Proficiency interpreting and analyzing Rent Roll, operating statements, and lease schedules.
  • Able to review and evaluate third-party reports like the Property appraisals and valuation reports, cost budgets, etc
  • Ability to draft credit reports.
  • Strong communication skills – interacting with Debt Directors, clients & other stakeholders.
  • Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
  • Hands on attitude, willing/capable to understand the big picture.
  • Ability to succeed in a culture where change and speed are part of daily work.
  • MBA/PGDM/CA/CFA from a reputed institute

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

  • Credit Card Analyst

    18 hours ago

    Bengaluru, Karnataka, India Tiger Analytics Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job titles:Credit Card Product Analyst,Senior Credit Card Data Analyst,Product Analytics Manager (Credit Cards), or Business Intelligence Analyst (Credit Cards)Department :Product Analytics,Credit Card Product Management,Business Intelligence (BI),Risk Analytics (with a strong product focus), or Customer InsightsRole : Individual Contributor or Team Lead...

  • VP - Credit Risk Analytics - C13

    2 weeks ago

    Bengaluru, Karnataka, India Citi Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    As the Credit Portfolio Senior Manager at Citi, your role involves overseeing a team to monitor the Citi portfolio and detect credit migration in collaboration with the Risk Management team. Your primary aim is to manage Citi's portfolio exposure to clients and counterparties globally. **Key Responsibilities:** - Maintain compliance with Citibank credit...

  • Sr Team Manager Credit Data Analytics

    1 day ago

    Bengaluru, Karnataka, India Shell Energy Retail Full time ₹ 1,50,00,000 - ₹ 2,50,00,000 per year

    , India Job Family Group:Finance Worker Type:Regular Posting Start Date:October 3, 2025 Business unit:Finance Experience Level:Experienced Professionals Job Description:Senior Team Manager- Credit Risk Data AnalyticsIt is recognized that the size and complexity of Shell Trading & Supply (T&S) has increased substantially over the past few years and the...

  • VP - Credit Risk Analytics - C13

    7 days ago

    Bengaluru, Karnataka, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Senior Manager is a senior management-level...

  • Manager - Data Analytics, Credit Card Portfolios

    2 weeks ago

    Bengaluru, Karnataka, India Zeta Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing,...

  • Specialist - Credit Data Analytics

    2 weeks ago

    Bengaluru, Karnataka, India Shell Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    , IndiaJob Family Group:FinanceWorker Type:RegularPosting Start Date:October 17, 2025Business unit:FinanceExperience Level: Early CareersJob Description: What's the roleThe Credit Data & Analytics team in SBO India is responsible for Global Shell Trading & Supply Credit risk analytics and reporting. The candidate can expect to be responsible for a diverse...

  • Credit Balance

    2 weeks ago

    Bengaluru, Karnataka, India Omega Healthcare Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job highlightsShift: Night Shift (US Time Zones) . Job Summary: We are seeking a skilled Credit Balance Specialist to manage and resolve credit balances and overpayments in the US Healthcare Revenue Cycle Management (RCM) processRequired Skills: . Strong understanding of US healthcare RCM,especially credit balance and refund processes.Experience: 1-4...

  • Credit Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Can Fin Homes Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Analyse credit data and financial statements to determine risk levelsProcess and verify loan applications and customer documentationEnsure accurate reporting of customer credit information to bureaus (CIBIL, Experian, Equifax, CRIF High Mark)Monitor repayment behaviour and flag delinquenciesCoordinate with internal teams for data integrity and...

  • Lead QA Engineer

    2 weeks ago

    Bengaluru, Karnataka, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About the Company:Established in 2019, Credit Saison India (CS India) is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates...

  • Credit Analyst

    1 week ago

    Bengaluru, Karnataka, India ABB Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we'll give you what you need to make it happen. It won't always be easy, growing takes grit. But at ABB, you'll never run alone. Run what runs the world.This Position reports to:Accounting & Reporting...