VP - Credit Risk Analytics - C13

7 days ago


Bengaluru, Karnataka, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Credit Portfolio Senior Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

  • Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
  • Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
  • Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
  • Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
  • Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
  • Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

  • 10+ years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
  • Experience with econometric and statistical modeling or application risk scoring
  • Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
  • Proficiency in MS Office
  • Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
  • Demonstrated quantitative, presentation and analytic skills
  • Consistently demonstrate clear and concise written and verbal communication

Education:

  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred

  • Proficient in project management

  • Experienced in managing diverse teams
  • Expert in problem solving.
  • Experience in Stakeholder/Partner management

-

Job Family Group:

Risk Management

-

Job Family:

Portfolio Credit Risk Management

-

Time Type:

Full time

-

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

-

Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.

-

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.



  • Bengaluru, Karnataka, India Citi Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    As the Credit Portfolio Senior Manager at Citi, your role involves overseeing a team to monitor the Citi portfolio and detect credit migration in collaboration with the Risk Management team. Your primary aim is to manage Citi's portfolio exposure to clients and counterparties globally. **Key Responsibilities:** - Maintain compliance with Citibank credit...

  • Head - Credit Risk

    5 days ago


    Bengaluru, Karnataka, India Navi Full time ₹ 8,00,000 - ₹ 16,00,000 per year

    About the TeamThe Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio...

  • SAS + Credit Risk

    2 weeks ago


    Bengaluru, Karnataka, India Talent Worx Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    We are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL, and a deep understanding of credit risk management principles.RequirementsKey Responsibilities- Conduct comprehensive credit risk assessments using quantitative...

  • Credit Card Analyst

    19 hours ago


    Bengaluru, Karnataka, India Tiger Analytics Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job titles:Credit Card Product Analyst,Senior Credit Card Data Analyst,Product Analytics Manager (Credit Cards), or Business Intelligence Analyst (Credit Cards)Department :Product Analytics,Credit Card Product Management,Business Intelligence (BI),Risk Analytics (with a strong product focus), or Customer InsightsRole : Individual Contributor or Team Lead...

  • Credit Risk Analyst

    5 days ago


    Bengaluru, Karnataka, India Fi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Fi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment...


  • Bengaluru, Karnataka, India Navi Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    About the TeamThe Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio...

  • Credit Risk Manager

    2 weeks ago


    Bengaluru, Karnataka, India Muthoot FinCorp (MFL) Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Manager -Credit RiskRole SummaryThe Credit Risk Managers role is envisaged to support establishing a robust risk management system, in the company. This includes to identification, measurement and mitigation of potential risks, while ensuring regulatory and internal compliances apart from reporting key risks to relevant stakeholders in a timely manner.Key...


  • Bengaluru, Karnataka, India BSR & Co Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionShould have prior experience in model development, model validation or model monitoring with GSIBs or Indian Banks. • Good understanding of Credit Risk Model Development steps starting with exploratory data analysis, roll rate, vintage analysis, good/bad definitions, factor selections, logistic/ linear regressions including assumptions and...


  • Bengaluru, Karnataka, India Fi Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Fi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment...

  • Credit Risk Associate

    2 weeks ago


    Bengaluru, Karnataka, India Stripe Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Who we areAbout Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of...