Lead Credit Officer

18 hours ago

Bengaluru, Karnataka, India Chase- Candidate Experience page Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
 

As a Credit Risk Vice President, in commercial banking risk team, you will play a pivotal leadership role within our GHHN Credit Risk team, overseeing a group of credit officers and credit analysts dedicated to the ongoing assessment and management of credit risk for our GHHN (Public Finance) clients. You will be responsible for driving periodic credit reviews, participating in new loan transactions, and ensuring the highest standards of underwriting and portfolio management

Job Responsibilities

  • Effectively lead, mentor, and develop a team of credit officers and analysts, fostering a culture of excellence and continuous improvement.
  • Consistently provide guidance and support in complex credit assessments and annual reviews, ensuring team members possess necessary skills and knowledge.
  • Proactively oversee and participate in the evaluation of new loan transactions, ensuring thorough due diligence and robust risk analysis.
  • Independently conduct credit analysis and deliver well-reasoned opinions on new and existing clients, focusing on accuracy and risk mitigation.
  • Diligently monitor and manage the credit quality of the portfolio, identifying emerging risks and recommending mitigation strategies.
  • Regularly ensure the effectiveness of credit management practices, including risk grading decisions and suitability of credit mitigation actions.
  • Collaboratively engage with North America-based clients, credit officers, and directors to deliver best-in-class credit solutions.
  • Strategically build and maintain strong relationships with internal and external stakeholders, acting as a trusted advisor on credit risk matters.
  • Actively champion a work culture that encourages innovation, challenges the status quo, and strives for continuous improvement.
  • Continuously identify opportunities to enhance credit risk processes, leveraging technology and best practices for greater efficiency.
  • Rigorously ensure all credit risk activities comply with internal policies, regulatory requirements, and industry standards.

Required qualifications, capabilities, and skills

  • Graduate degree

  • Minimum 9 years experience in credit risk analysis – (preferably GHHN or public finance experience)

  • Ability to lead a team and work independently as well as in a team environment

  • Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders

  • In-depth understanding of GHHN financial statements, including ratio analysis, cash flow analysis, and accounting standards 
  • Excellent academic record, a strong grasp of public finance concepts and applications, close attention to detail, and accuracy 

  • Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies 

  • Proficient in the use of MS Word, Excel and PowerPoint

  • Lead QA Engineer

    15 hours ago

    Bengaluru, Karnataka, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About the Company:Established in 2019, Credit Saison India (CS India) is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates...

  • Credit Risk Lead

    2 weeks ago

    Bengaluru, Karnataka, India The LHR Group Full time

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.Key Responsibilities:Credit Risk...

  • Credit Officer

    4 weeks ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive viewAs a Credit Risk Associate in Risk and compliance team you will help the firm grow its business in a responsible way by...

  • Credit Officer

    5 days ago

    Bengaluru, Karnataka, India Udhyam Financial Services Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Location - Bangalore (Ulsoor)About the RoleWe are looking for a Credit Officer to facilitate lending for our clients in MSME segments by assessing creditworthiness of loan proposals and processing relevant paperwork. You will help our clients acquire loans in a timely manner, while ensuring we comply with the law.To be successful in this role, you should...

  • Credit Officer

    7 days ago

    Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    ROLEPURPOSE & OBJECTIVECADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions...

  • Credit Operations Team Lead

    2 weeks ago

    Bengaluru, Karnataka, India beBeeRiskManagement Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Job Title:Lead Credit Operations SpecialistWe are seeking a skilled Lead Credit Operations Specialist to oversee our credit operations team. The successful candidate will be responsible for ensuring efficient credit processes, managing risk, and driving process improvements.Key Responsibilities:Verify accurate and complete documentation for credit approvals

  • Credit Risk Operations Team Lead

    15 hours ago

    Bengaluru, Karnataka, India Stripe Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Who we areAbout StripeStripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of...

  • Wholesale Credit(business Banking)- Credit Office Analyst

    3 weeks ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive viewAs a Credit Office Analyst in Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and...

  • Vegrow - Credit Lead - CA

    2 weeks ago

    Bengaluru, Karnataka, India Chifu Agritech Private Limited Full time

    Position: Credit Lead. Location: Bengaluru, Karnataka, India (On- site). Qualification: Qualified Chartered Accountant. Experience: 8-12 years in credit underwriting & policy within Banks/NBFCs. Travel: ~50% pan- India. About the Role: Vegrow is revolutionizing B2B agribusiness by offering fresh fruit on credit to SME and agri- trading partners. As Credit...

  • Leading Credit Analyst

    2 weeks ago

    Bengaluru, Karnataka, India beBeeCredit Full time ₹ 1,30,00,000 - ₹ 1,91,00,000

    Experienced Credit ProfessionalWe are seeking a seasoned expert to lead our team in delivering high-quality, accurate credit data. As a key member of our cross-functional team, you will collaborate closely with technology, product, and data science teams to enhance AI capabilities and streamline operational efficiency.Key Responsibilities:Ensure the quality...