Credit Analyst CRE

2 days ago


Bengaluru, Karnataka, India Intellectual Capital Hr Consulting Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Sr Credit Analyst - Commercial Real Estate

Key Responsibilities

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.'

Key Skill & Qualifications

  • Education: CA, MBA (Finance), CFA, or equivalent.
  • Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
  • Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
  • Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
  • Communication: Excellent report-writing and presentation skills.
  • Location: Bangalore-based candidate preferred.

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