Credit Manager

4 days ago


Jodhpur, Rajasthan, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

JOB DESCRIPTION

Role

Credit Appraisal

· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire: Increase in volume of business

· Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

· Analyze the NPA trend like area, industry, sector etc.

· Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

· Ensure qualitative portfolio

Experience LevelMid Level
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