Credit Manager-Comm. Bank HO

2 weeks ago


Chennai, Tamil Nadu, India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 20,00,000 per year

About The Role  

Description: 

RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however,good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments canalso be considered.

  • Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment.
  • Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials
  • Balance Sheet / Other Financial statement analysis and identifying risk factors
  • Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively
  • Timely processing of proposals as per TAT to ensure better time to market
  • Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved
  • Continuous monitoring of Infant Delinquencies.

Job Requirements: 

  • 3 to 8 years
  • MBA (Finance)/CA


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