Loan Operation Manager

8 hours ago

Ludhiana, Punjab, India Findoc Investmart Full time ₹ 20,00,000 - ₹ 25,00,000 per year

The Loan Operations Manager will be responsible for managing the operational lifecycle of Business Loans and Loan Against Property (LAP) products. This includes overseeing documentation, disbursement, servicing, compliance, and closure processes. The role demands strong coordination with internal teams and external stakeholders to ensure timely and accurate loan processing while maintaining regulatory compliance.

Key Responsibilities:

Loan Processing & Disbursement:

  • Manage end-to-end operations for Business Loans and LAP, from post-sanction to disbursement.
  • Ensure accurate verification of KYC, financials, property documents, and other relevant paperwork.
  • Coordinate with credit, legal, and technical teams for valuation, title checks, and compliance.

Documentation & Compliance:

  • Review and validate loan documentation including sanction letters, agreements, and property papers.
  • Ensure compliance with RBI guidelines and internal credit policies.
  • Maintain proper documentation for audits and regulatory inspections.

Customer Service & Support:

  • Handle customer queries related to loan servicing, repayment schedules, and foreclosure.
  • Ensure smooth onboarding and servicing experience for borrowers.

Portfolio Monitoring & Risk Management:

  • Monitor loan accounts for timely repayments and flag potential delinquencies.
  • Coordinate with collections and recovery teams for overdue accounts.
  • Support risk mitigation through operational checks and controls.

Reporting & MIS:

  • Prepare and present operational reports including disbursement trends, turnaround times, and exception handling.
  • Track KPIs such as processing time, error rates, and customer satisfaction.

Team Leadership & Coordination:

  • Lead a team of loan processing officers and executives.
  • Collaborate with sales, credit, legal, and finance teams to ensure seamless operations.

Requirements

Qualifications & Skills:

  • Graduate/Postgraduate in Finance, Business Administration, or related field.
  • 58 years of experience in loan operations, preferably in Business Loans and LAP within NBFCs or banks.
  • Strong understanding of property documentation, financial analysis, and credit underwriting processes.
  • Familiarity with loan management systems and digital lending platforms.
  • Excellent communication, analytical, and leadership skills.

Preferred Attributes:

  • Experience in managing high-ticket LAP and unsecured business loans.
  • Exposure to process automation and workflow optimization.
  • Knowledge of local property laws and valuation practices.

  • Loan Operations Manager

    8 hours ago

    Ludhiana, Punjab, India Findoc Investmart Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Key Responsibilities:Loan Processing & Disbursement:Manage end-to-end operations for Business Loans and LAP, from post-sanction to disbursement.Ensure accurate verification of KYC, financials, property documents, and other relevant paperwork.Coordinate with credit, legal, and technical teams for valuation, title checks, and compliance.Documentation &...

  • Relationship Manager-Loan Against Property

    8 hours ago

    Ludhiana, Punjab, India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About The Role   Job Responsibilities: - Should have experience in Mortgage Loan, Loan against property- Generating business from DSAs.- Monitoring pre and post disbursal documents / formalities.- Monitoring & resolving Infant delinquent cases- Building relationship with current and prospective Customers- Providing off roll incentive inputs for timely...

  • 15h Left: Relationship Manager

    3 weeks ago

    Ludhiana, Punjab, India STAFFIAA Full time

    Job Title Relationship Manager - Gold Loan Location Ludhiana Experience Minimum 1 Year We are looking for a Relationship Manager for our Gold Loan division in Ludhiana The role involves acquiring new customers managing existing relationships and ensuring smooth loan processing You will be responsible for achieving sales targets providing excellent...

  • Urgent Search Elite Relationship Manager

    4 weeks ago

    Ludhiana, Punjab, India Kotak Mahindra Bank Full time

    Job Category KMBLDegree Level Bachelor s Degree Elite Relationship ManagerDepartment WCG - Elite Location Delhi Reporting Relationship Will report to TBM ABM RBM Position Grade M3 M4 M5Job Role To understand clients business provide appropriate working capital solutions across Fund non-Fund based products like Cash Credit Demand Loan Buyers credit ...

  • Credit Manager-Working Capital-Credit

    7 hours ago

    Ludhiana, Punjab, India Kotak Life Insurance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    About The Role   RoleCredit AppraisalLoan applications within defined guidelines and accordingly take decision or recommend for approval to higher authoritiesUnder writing cases with desired level of quality and enabling achievement of Branch Business target by proper trainingUse performance history along with liquidity, debt/asset management and...

  • Operations Center Manager

    5 days ago

    Ludhiana, Punjab, India TIGI HR Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Role Overview: As a Center Operation Manager, you will be responsible for managing the overall operations and administration of the center. Your primary duties will include overseeing the training, certification, and placement of students. Additionally, you will be supervising teams across various departments including Admin, Trainers, Reception, Accounts,...

  • Technical Manager-loan Against Property

    3 weeks ago

    Ludhiana, Punjab, India Kotak Mahindra Bank Full time

    Technical Manager JD Valuation of Real Estate Scenario - Handling various key segments in terms of Valuation of different properties with specific turnaround time Quality Measurement - Established good quality standards for developing the business and created a good learning environment for team to ensure good quality of work and as per the policy norms ...

  • General Manager Operations

    5 days ago

    Ludhiana, Punjab, India Hartex Rubber Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Position: General Manager OperationsLocation: Ludhiana (Modern Tyre & Tube Manufacturing Facility)Industry: Bicycle / Motorcycle Tyres & TubesAge Bracket: 40 50 YearsCompany Profile:We are a leading manufacturer of cycle tyres and tubes with a modern factory at Ludhiana. Our focus is on high-quality, premium products for developed export markets while also...

  • Associate Manager – Operations and Maintenance

    5 hours ago

    Ludhiana, Punjab, India Linde Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Linde South Asia Services Pvt. Ltd. | Business Area: OperationsAssociate Manager – Operations and MaintenanceLudhiana, Punjab, India | Working Scheme: On-Site | Job Type: Regular / Permanent / Unlimited / FTE | Reference Code: req25411It's about Being What's next.What's in it for you?An Associate Manager in Operations and Maintenance is responsible for...

  • Operations Intern

    5 days ago

    Ludhiana, Punjab, India Circlo Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Role Overview: As an Operations Intern at Circlo, you will be at the core of the company, actively involved in establishing and overseeing the supply chain, production processes, and day-to-day plant activities. This hands-on role will provide you with the opportunity to witness firsthand how a sustainable materials startup progresses from inception to...