Credit Manager-Working Capital-Credit

2 days ago


Ludhiana, Punjab, India Kotak Life Insurance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

About The Role  

Role

Credit Appraisal

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on HireIncrease in volume of business

Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

Analyze the NPA trend like area, industry, sector etc.

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

Ensure qualitative portfolio

Ensure that there is no infant 12 months NPA

Daily tasks:

Daily accessing the loan file

Daily case discussion with Sales team

Preparing credit underwriting for the cases assigned

Personal discussion calls with customer financials & banking

Decision making with predefined TAT

Tele-verification calls to the customer



  • Ludhiana, Punjab, India Findoc Investmart Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Key Responsibilities:Loan Processing & Disbursement:Manage end-to-end operations for Business Loans and LAP, from post-sanction to disbursement.Ensure accurate verification of KYC, financials, property documents, and other relevant paperwork.Coordinate with credit, legal, and technical teams for valuation, title checks, and compliance.Documentation &...


  • Ludhiana, Punjab, India Findoc Investmart Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    The Loan Operations Manager will be responsible for managing the operational lifecycle of Business Loans and Loan Against Property (LAP) products. This includes overseeing documentation, disbursement, servicing, compliance, and closure processes. The role demands strong coordination with internal teams and external stakeholders to ensure timely and accurate...


  • Ludhiana, Punjab, India OM Logistics supply chain pvt ltd Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Role & responsibilitiesFollow up with clients for pending payments via calls and emails.Coordinate with sales, billing, and operations teams to resolve invoice discrepancies.Maintain accurate records of receivables in ERP/finance systems.Prepare basic collection reports and share with management.Support audit and month-end closing activities with required...


  • Ludhiana, Punjab, India Technossus Software Services Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    ResponsibilitiesResponsible for ensuring end to end services provided to our customer are functioning and meet contracted service levels and quality standards.Will manage and develop customer relationships at senior level to maximise customer satisfaction and ensure services are in line with the customers IT/IS business strategy.Responsible to produce a...

  • Acquisition Manager

    2 days ago


    Ludhiana, Punjab, India Kotak Mahindra Bank Full time

    Acquisition Manager-Sales-SalesThe Acquisition Manager – RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan...


  • Ludhiana, Punjab, India Vardhman Special Steels (VSSL) Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesStrategic & Business Planning-Align plant productions with the requirement of market as per budgets and achieve the required customer service levels .Production  Distribution , Receivable Management , Complaint management .-Oversee allocation of production capacities to  zones .Optimize  order booking, inventory management ,...

  • Purchase Manager

    1 day ago


    Ludhiana, Punjab, India Munish Forge Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesManagerial skillsVendor developmentNegotiation skillsTeam buildingPlanning - to coordinate with PPCCost reductionStore managementCapital purchaseTo prepare price listPreferred candidate profileCandidates of local Ludhiana are preferred on priority basisMinimum 8 years of experience in Purchase


  • Ludhiana, Punjab, India Stalwarts Servicios Full time ₹ 5,00,000 - ₹ 8,00,000 per year

    Position OverviewWe are seeking an energetic and ambitious Senior Manager – Sales & Business Development (Corporate Sales) for Ludhiana location (Field Sales).This is an Individual Contributor role responsible for generating new business, building client relationships, and maximizing revenue through B2B sales in the Corporate, BFSI, and Fintech sectors.The...

  • Area Manager

    7 days ago


    Ludhiana, Punjab, India MKS Instruments Full time ₹ 1,20,000 - ₹ 1,50,000 per year

    A Day in Your Life at MKS:We are offering an exciting position of Area Manager – GMF where you will excel with  team and achieve the overall sales performance of your region. You will handle key customers to maximize sales  and add business through new customer acquisition.You Will Make an Impact By:Responsible for handling assigned customers and...


  • Ludhiana, Punjab, India Dada Motors - Bajaj Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Position:General Manager, Spare Parts DistributionDepartment:Spare DistributionProduct Line:BajajLocation:LudhianaReporting to:MDObjectiveTo lead and manage the overall spare parts distribution network comprising STUs, Parts Dealers, Distributors, and Retailers. The GM will be responsible for ensuring timely parts availability, optimizing distribution...