Risk Analyst- Lending Domain

3 days ago

Bengaluru, Karnataka, India Turno Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Title: Risk Analyst Lending Domain

Experience: 4-5 years of professional experience, with 1-2 years in lending companies mandatory.

About the Role:

We are looking for a detail-oriented and analytical Risk Analyst to join our team. The ideal candidate will have a strong background in lending risk analysis, with proficiency in SQL and Excel, and a solid understanding of lending metrics. This role requires the ability to connect risks across the entire lending lifecyclefrom sourcing and credit assessment to operations and collections.

Key Responsibilities:

  • Analyze lending risk data using SQL and Excel to generate insights and support risk mitigation strategies.
  • Monitor and report on key lending risk metrics such as vintage curve, rollforward, STAB, bounces, and AUM-level delinquency (knowledge of these is a plus).
  • Identify patterns and trends across multiple risk areas including sourcing, credit evaluation, operations, and collections.
  • Collaborate with cross-functional teams to develop risk frameworks and controls.
  • Prepare risk reports and dashboards for stakeholders.
  • Support risk assessment and policy formulation to optimize portfolio performance and minimize losses.

Candidate Profile:

  • 4-5 years of relevant experience with at least 1-2 years in lending or fintech companies.
  • Strong command of SQL, Excel, and data analysis techniques.
  • Good understanding of lending risk metrics (vintage curve, rollforward, STAB, bounces, delinquency) is desirable but not mandatory.
  • Ability to analyze and connect risks across sourcing, credit, operations, and collections functions.
  • Strong problem-solving, analytical, and communication skills.
  • Ability to work collaboratively in a fast-paced environment and deliver actionable insights.

Educational Qualifications:

  • Bachelors degree from a top engineering institute (IIT / NIT) is mandatory.
  • MBA or equivalent is preferred.

Skills:

  • Proficiency in SQL for data querying and analysis
  • Advanced Excel skills (pivot tables, formulas, data visualization)
  • Familiarity with lending risk metrics and portfolio performance indicators
  • Strong analytical and problem-structuring abilities
  • Effective communication and presentation skills
  • Ability to work cross-functionally and manage multiple priorities

Turno (Brand of Blubble Pvt Ltd) is an Electric Vehicle company that helps operators of commercial vehicles switch to EVs. Turno provides a wide selection of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the highest return on value for EV owners. Our mission is to transition gasoline miles to electric miles in India. Founded by experienced entrepreneurs Hemanth Aluru and Sudhindra Reddy Pidapa—who previously led Zoomcar, India's largest personal mobility platform—Turno is committed to transforming commercial mobility sustainably.

  • Credit Risk

    2 weeks ago

    Bengaluru, Karnataka, India Risk Inn Full time ₹ 2,50,000 - ₹ 3,00,000 per year

    Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation. Role Requirement:Data Governance / Data Quality + SAS + Credit Risk / Model ValidationExperience:3 - 7 yearsCTC Range: Upto ₹25 – ₹30 LPALocation: Remote Positions Available & BangaloreJob ID: CRSAS-BLRPlease read the job description...

  • Business Analyst- Risk

    2 weeks ago

    Bengaluru, Karnataka, India PayU Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job DetailsPosition Title: Sr. Credit Risk AnalystReports to: Lead – SME PolicyCompany: PayU FinanceLocation: Mumbai (preferable)About UsPayU Finance stands as the premier credit and lending division of the PayU brand, a whollyheadquartered in Amsterdam, Netherlands. With an impressive track record of disbursingover $280 million in consumer credit and...

  • Compliance Fair Lending Analyst, Senior

    5 days ago

    Bengaluru, Karnataka, India Bread Financial Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Every career journey is personal. That's why we empower you with the tools and support to create your own success story.Be challenged. Be heard. Be valued. Be you ... be here.Job SummaryThe Senior Analyst, Compliance Fair Lending provides support to internal business areas by identifying and addressing current and emerging regulatory compliance risks through...

  • Compliance Fair Lending Analyst, Senior

    5 days ago

    Bengaluru, Karnataka, India Bread Financial Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.Job SummaryThe Senior Analyst, Compliance Fair Lending provides support to internal business areas by identifying and addressing current and emerging regulatory compliance risks...

  • Risk Analyst

    1 week ago

    Bengaluru, Karnataka, India BitGo Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    BitGo is the leading infrastructure provider of digital asset solutions, delivering custody, wallets, staking, trading, financing, and settlement services from regulated cold storage. Since our founding in 2013, we have focused on enabling our clients to securely navigate the digital asset space. With a global presence and multiple Trust companies, BitGo...

  • Credit Risk Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Updraft Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Updraft. Helping you make changes that pay off.Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans.A 360 degree...

  • Lending & Insurance

    2 weeks ago

    Bengaluru, Karnataka, India Ola Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Key Responsibilities:Drive strategy, P&L, and execution for lending and insurance verticals.Build and manage partnerships with banks, NBFCs, and insurance companies.Lead end-to-end product lifecycle – design, launch, and scale new lending & insurance products.Monitor portfolio performance, risk management, and claims processes.Collaborate with technology,...

  • Risk Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Phonepe Full time ₹ 12,00,000 - ₹ 18,00,000 per year

    Job Description About PhonePe Group: PhonePe is Indias leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99 PERCENT of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds,...

  • Associate II, Lending Commercial Ops

    2 weeks ago

    Bengaluru, Karnataka, India Bluevine Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About BluevineBluevine is transforming small business banking with innovative solutions like checking, lending, and credit—all tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, we're empowering entrepreneurs to grow with confidence.Backed by leading investors...

  • Credit Analyst-

    5 days ago

    Bengaluru, Karnataka, India Innoventes Technologies Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About the RoleWe are seeking a detail-oriented and analytical Credit Analyst to join our team. The role involves evaluating the creditworthiness of individuals and organizations, assessing financial data, and preparing reports to support effective decision-making in lending and credit risk management. Key Responsibilities● Conduct thorough analysis of...