Business Analyst- Risk

3 days ago


Bengaluru, Karnataka, India PayU Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Job Details

Position Title: Sr. Credit Risk Analyst

Reports to: Lead – SME Policy

Company: PayU Finance

Location: Mumbai (preferable)

About Us

PayU Finance stands as the premier credit and lending division of the PayU brand, a wholly

headquartered in Amsterdam, Netherlands. With an impressive track record of disbursing

over $280 million in consumer credit and approximately 20 billion loans by volume, we have

established ourselves as a market leader in financial technology innovation. PayU Finance

provides consumers and merchants with easy access to affordable short-term/medium-term

loans.

About Role:

This pivotal position sits at the intersection of innovation and expansion within our embedded

merchant lending division at PayU Finance. As a key contributor, you will be instrumental in

our "0 to 1" scaling journey, where your expertise will drive the transformation of how we

leverage both alternative and traditional data sources to extend credit to underserved/new

market segments. Your impact will be realized through the strategic application of advanced

analytics, cutting-edge data science methodologies, and deep domain knowledge.

Role Details:

  • Develop and implement credit risk management strategies ensuring lending

activities are prudent, profitable, and compliant with regulations

  • Design credit policies using traditional and alternative data sources to optimize

risk-adjusted returns while meeting business objectives

  • Partner with senior leadership and partners to establish scalable risk frameworks

that support our hyper-growth trajectory

  • Establish and refine acquisition and customer management strategies specifically

tailored for our merchant lending business

  • Collaborate across Business, Data Science, Product, and Technology teams to

create customer-centric solutions that enable prudent scaling

  • Work directly with C-suite executives to ensure appropriate risk strategies are

implemented throughout the organization

  • Champion a culture of proactive risk management that supports our mission

Candidate Profile

Educational

Qualifications:

Bachelor's degree in Mathematics, Statistics, Economics,

Engineering or a related field.

Experience:
• 4-5 years of Experience in Credit Risk Policy / Risk Analytics

  • Prior experience in managing credit risk for Supply Chain Finance

Lending is a plus

Skills required:
• Strong problem-solving abilities with strong communication and

stakeholder management skills to successfully deliver business

and risk initiatives

  • Proficiency in at least one technical language (R, SAS, Python, or

SQL)

  • Demonstrated ability to visualize complex data analyses and

communicate insights effectively to diverse audiences, including

executive leadership

  • Strong sense of ownership with proven track record of delivering

results-focused project


  • Credit Risk

    3 days ago


    Bengaluru, Karnataka, India Risk Inn Full time ₹ 2,50,000 - ₹ 3,00,000 per year

    Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation. Role Requirement:Data Governance / Data Quality + SAS + Credit Risk / Model ValidationExperience:3 - 7 yearsCTC Range: Upto ₹25 – ₹30 LPALocation: Remote Positions Available & BangaloreJob ID: CRSAS-BLRPlease read the job description...

  • Lead Risk Analyst

    1 week ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Lead a team of Risk Analysts and direct appropriate communications, measures, and actions to remediate cybersecurity risks as applicable to Business Units or Digital Platforms. Builds relationships with Risk Management Operations (RMO) and utilizes these relationships to ensure critical cyber security information reaches Business Units. Identifies and...

  • Senior Risk Analyst

    1 week ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    To other Risk Analysts direct appropriate communications, measures, and actions to remediate cybersecurity risks as applicable to Business Units or Digital Platforms. Builds relationships with Risk Management Operations (RMO) and utilizes these relationships to ensure critical cyber security information reaches Business Units. Identifies and addresses gaps,...

  • Lead Risk Analyst

    2 weeks ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Total Number of Openings3 About the position: Develop and maintain the cybersecurity strategy, policies, and risk management processes to ensure that the organization effectively secures Chevron's operations. Key responsibilities: Lead a team of Risk Analysts and direct appropriate communications, measures, and actions to remediate cybersecurity risks as...

  • Senior Risk Analyst

    1 week ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Total Number of Openings5 About the position: Develop and maintain the cybersecurity strategy, policies, and risk management processes to ensure that the organization effectively secures Chevron's operations. Key responsibilities: To other Risk Analysts direct appropriate communications, measures, and actions to remediate cybersecurity risks as applicable to...

  • Senior Risk Analyst

    1 week ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Total Number of Openings5About the position:Develop and maintain the cybersecurity strategy, policies, and risk management processes to ensure that the organization effectively secures Chevron's operations.Key responsibilities:To other Risk Analysts direct appropriate communications, measures, and actions to remediate cybersecurity risks as applicable to...

  • Lead Risk Analyst

    1 week ago


    Bengaluru, Karnataka, India Chevron Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Total Number of Openings3About the position:Develop and maintain the cybersecurity strategy, policies, and risk management processes to ensure that the organization effectively secures Chevron's operations.Key responsibilities:Lead a team of Risk Analysts and direct appropriate communications, measures, and actions to remediate cybersecurity risks as...


  • Bengaluru, Karnataka, India ABB Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    IS Business Analyst for Security, Risk & Compliance Service EffectivenessThis Position reports to:IS Compliance Operations Manager ISYour role and responsibilities :We are seeking a talented professional to join our team as a Business Analyst. In this pivotal role, you will bridge the gap between technical and business environments, leveraging data analytics...

  • Risk Analyst

    23 hours ago


    Bengaluru, Karnataka, India Goldman Sachs Services Pvt Ltd Full time

    Transaction Banking -Bengaluru-Analyst-Risk Governance TRANSACTION BANKING We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a...


  • Bengaluru, Karnataka, India Infosys Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job Description:IT Business AnalystAbility to work as Business Analyst in Global Risk domain based client projects in financial services areaKey Responsibilities:Ability to work as Business Analyst in Global Risk domain based client projects in financial services areaGood understanding of Global Risk domain in banking and financial services...