Credit Risk

10 hours ago

Bengaluru, Karnataka, India Risk Inn Full time ₹ 2,50,000 - ₹ 3,00,000 per year


Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation.

Role Requirement:
Data Governance / Data Quality + SAS + Credit Risk / Model Validation

Experience:
3 - 7 years

CTC Range
: Upto ₹25 – ₹30 LPA

Location
: Remote Positions Available & Bangalore

Job ID

: CRSAS-BLR

Please read the job description carefully and apply only if you meet the criteria. Click this link to submit your application after reviewing the details below:

Credit Risk, Data Governance & Model Validation (3–7 years experience)

We are currently supporting our client in India, a leading
Risk Analytics and Consulting Firm.

We are seeking an experienced data analyst to ensure data quality and governance in our credit risk functions. The role involves implementing robust data quality checks and data governance standards, performing credit risk analysis, and supporting model validation efforts.

You will use
SAS
and SQL to manipulate and analyze risk data, develop reports, and collaborate with stakeholders to maintain high data integrity.


Key Functions

Credit Risk Analytics:
Analyze credit portfolio data using SAS and SQL. Prepare detailed risk assessments and reports for retail and consumer lending portfolios.

Model Validation:
Demonstrate experience in validating credit risk models, including assessment of conceptual soundness, backtesting, and benchmarking against regulatory and business standards.

Data Governance and Quality:
Establish and enforce data governance policies across credit risk data. Conduct comprehensive data quality checks covering accuracy, completeness, null values, duplicates, and consistency. Define remediation processes and ensure proper data lineage and metadata management.


Expectations

  • 3–7 years of relevant experience in
    Credit Risk, Data Governance/Data Quality, Model Validation
    .
  • Proficiency in
    SAS
    (macros, PROC, arrays, retain function).
  • Strong knowledge of
    SQL
    (window functions, ranking functions, joins).
  • Hands-on experience with
    model validation
    for PD/LGD/EAD models and familiarity with regulatory frameworks (IFRS9, Basel).
  • Strong understanding of
    data governance principles
    and practical implementation of data-quality frameworks.
  • Bachelor's/Master's in Statistics, Mathematics, Finance, Economics, Computer Science, or related quantitative field.
  • Excellent communication skills and ability to present findings to business and regulatory stakeholders.

Ready to take the next step in your career?

If you are a motivated professional looking for your next challenge, we encourage you to apply.

Serious Applicants - Get Ahead
:
Timing is everything

Submit your resume to

or DM

on WhatsApp with Job ID

Join us in shaping the future of risk management

  • Risk-Associate-Credit Risk

    7 days ago

    Bengaluru, Karnataka, India Goldman Sachs Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Divisional Overview:The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work...

  • SAS + Credit Risk

    4 days ago

    Bengaluru, Karnataka, India Talent Worx Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    We are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL, and a deep understanding of credit risk management principles.RequirementsKey Responsibilities- Conduct comprehensive credit risk assessments using quantitative...

  • Risk-Bengaluru-Associate-Credit Risk

    3 hours ago

    Bengaluru, Karnataka, India Goldman Sachs Full time ₹ 14,40,000 - ₹ 18,00,000 per year

    Divisional OverviewJOB DESCRIPTIONThe Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our...

  • Risk-Bengaluru-Analyst-Credit Risk

    7 days ago

    Bengaluru, Karnataka, India Goldman Sachs Full time ₹ 1,20,000 - ₹ 6,00,000 per year

    Department overviewCredit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates...

  • Senior Credit Risk Analyst

    6 days ago

    Bengaluru, Karnataka, India Fi Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Fi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment...

  • Credit Risk Associate

    1 week ago

    Bengaluru, Karnataka, India Stripe Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Who we areAbout StripeStripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of...

  • Credit Analyst, Risk

    8 hours ago

    Bengaluru, Karnataka, India Standard Chartered Bank Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Job ID: 38249Location: Bangalore, INArea of interest: OperationsJob type: Regular EmployeeWork style: Office WorkingOpening date: 29 Aug 2025Job SummaryExecute the Retail Risk Operations strategic direction and manage country Credit Initiation activities and processes for self-employed Mortgage, Business Banking, BWC and Small Business Program Lending...

  • Associate Credit Risk

    2 weeks ago

    Bengaluru, Karnataka, India, Karnataka Acuity Knowledge Partners Full time

    Position Title: Analyst/ Associate / Senior Associate (Credit Risk)Experience Level: 2-5 YearsLocation : Bengaluru/Gurugram/PuneJob PurposeProvide comprehensive model validation and review processes in accordance with client’s model risk management policy to assess model usage, purpose, conceptual soundness, data integrity, documentation and the control...

  • Credit Initiation Analyst, RIsk

    2 weeks ago

    Bengaluru, Karnataka, India Standard Chartered Bank Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Job ID: 38228Location: Bangalore, INArea of interest: OperationsJob type: Regular EmployeeWork style: Office WorkingOpening date: 17 Sept 2025Job SummaryExecute the Retail Risk Operations strategic direction and manage country Credit Initiation activities and processes for self-employed Mortgage, Business Banking, BWC and Small Business Program Lending...

  • Credit Risk Operations Team Lead

    5 days ago

    Bengaluru, Karnataka, India Stripe Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Who we areAbout StripeStripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of...