Head – Lending Business, Product Strategy

2 days ago

Jaipur, Rajasthan, India Ladders UP HR Solutions LLP - Connecting Right Talent Since 2016 Full time ₹ 1,04,000 - ₹ 13,08,780 per year

Director – Lending Business, Product Strategy & Analytics –Automotive Business

Led a high-performance team, delivering business  with GNPA consistently below acceptable levels

backed by strong execution and credit governance.


• Designed and deployed a Credit Risk Scoring (CRS) model, enabling sharper underwriting and driving

bounce rates


• Reduced TAT to under 8 hours in over 60%+ cases via automation of car valuation, credit, FI, and

approval workflows.


• Also leading Product Strategy & Analytics to align credit, distribution, and data—unlocking scale,

efficiency, and portfolio quality.

Led analytics across Auction and Retail verticals, and owned Pricing & Assortment for the Retail business.


• Lead member analytics team across verticals—automating workflows, building funnel diagnostics, and

enabling CXO-level decisioning.


• Developed dashboards, pricing models, and real-time alerts to improve visibility and drive faster

execution.


• Boost inventory churn ,improved Buy-Sell margins, and reduced manpower dependency by 50%

through automation and algorithmic procurement.


• Designed pricing models using vehicle ageing, lead flow, and MMYV patterns—driving liquidation

efficiency and enhancing gross margins.

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