Hiring for Cardekho. Com
7 days ago
Job description
Hiring for Cardekho. Com - Head – Lending Business, Product Strategy & Analytics –Fintech and auto-tech business
Led a high-performance team, delivering business with GNPA consistently below acceptable levels
backed by strong execution and credit governance.
• Designed and deployed a Credit Risk Scoring (CRS) model, enabling sharper underwriting and driving
bounce rates
• Reduced TAT to under 8 hours in over 60%+ cases via automation of car valuation, credit, FI, and
approval workflows.
• Also leading Product Strategy & Analytics to align credit, distribution, and data—unlocking scale,
efficiency, and portfolio quality.
Led analytics across Auction and Retail verticals, and owned Pricing & Assortment for the Retail business.
• Lead member analytics team across verticals—automating workflows, building funnel diagnostics, and
enabling CXO-level decisioning.
• Developed dashboards, pricing models, and real-time alerts to improve visibility and drive faster
execution.
• Boost inventory churn ,improved Buy-Sell margins, and reduced manpower dependency by 50%
through automation and algorithmic procurement.
• Designed pricing models using vehicle ageing, lead flow, and MMYV patterns—driving liquidation
efficiency and enhancing gross margins.
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