
Cluster Head
6 days ago
ROLEPURPOSE & OBJECTIVE
- Managingthe various business teams to Drive the Third-Party Productsbusiness & revenue for the assigned branches in the region.The Area Manager will be responsible for a minimum of 50branches.
- Focuson Ensuring IRDA certification to all the branches with minimum 4or more per branch
- Engagingwith CBH, RH, AMs, RBMs to deliberate on the Income lines acrossall the products and Regions Activation
Co-ordinatewith the Area SPOCs of the Insurance Partners for leads, logins,issuances and escalations
SIZEOF THE ROLE
FINANCIALSIZE
NON-FINANCIALSIZE
20Cr to 50 Cr Portfolio to be managed- TPP
- Handleassigned set of branches and drive TPP Business and Income
- Workwith Branches to increase branch profitability
Reduceincome leakage
KEYDUTIES & RESPONSIBILITIES OF THE ROLE
Business
- Responsiblefor TPP business generation for the allotted cluster (minimum of50 branches)
- Responsibleto ensure revenue generation from each of the branches of hiscluster.
- Responsibleto ensure timely roll out of TPP business in all the branches ofhis cluster.
- Ensure,supervise the correct implementation of the retail business
Customer
- Buildingrelationship with all BMs and drive business through them
- Responsibleto ensure that all the Branch Staff in the assigned branches areIRDA certified
- Responsibleto coordinate with external Insurance representatives to stay upto date with their recent launches.
Internalprocess
- Responsiblefor smooth operation of TPP business in branches
- Responsibleto ensure that business is driven through compliant processes.
- Responsiblefor ensuring implementation of Mandatory Display of the documents
Learning& Performance
- Ensurethat all members of his team are up to date on all relevantcirculars and all products/services offered in the Branch
- Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement
- Ensureadherence to training man-days/ mandatory training programs forself and reportees
- Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees
Monitorperformance of staff against defined goals/metrics and takecorrective action wherever required; undertake disciplinary andattendance monitoring of Housing Loans team.
MINIMUMREQUIREMENTS OF KNOWLEDGE & SKILLS
Educational
Qualifications
- Graduate,preferably Post Graduation
Experience
- 10to 15 years in sales
FunctionalSkills
- Abilityto create teams and drive sales performance. Will be required totake complete ownership of the TPP business at sub-regionallevel.
- Abilityto engage with customers, colleagues & insurance partners
- Abilityto plan and coordinate with internal and external stakeholders
- TeamLeading Experience is highly preferred
- Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language.
- GoodComputer knowledge.
- Characteristicsof Entrepreneurial Behavior Ability to plan, set goals,initiative, persistence, self-discipline, capacity to take risks,produce support networks and assess the market
- Establishesa friendly and professional relationship with the entire team
BehavioralSkills
- TrainingSkills
- Interpersonalskills ability to handle various types of mindsets andget desired output for meeting banks goal
- Willingnessto travel & relocation as per business requirements andcareer opportunities
- Managingcustomer relations
Performanceoriented
KEYINTERACTIONS
INTERNAL
EXTERNAL
AllBusiness Teams at Regional Level & Corporate Level
InsurancePartners
RegionalProduct Teams
Vendors
Audit,Vigilance, Admin & FCU team
TPPTeam
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