Credit Product Strategy Operations – Officer
5 days ago
Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
CPSO team comprises senior Banking and Credit Risk SMEs along with specialized staff with a broad mandate spanning all of credit monitoring, portfolio management, collateral management, transaction management, credit risk middle office, quality assurance, issues management and regulatory issue remediation. The team's objective is to ensure exceptional outcomes for Citi's clients while sustaining industry leading safety and soundness as regards credit risk management by the first line of defense.
In this role, you're expected to:
- Effective Issue Resolution & Risk Mitigation by providing testing support to resolve MRAs/CAPs (Corrective Action Plans) and SIIs (Self-Identified Issues) across Institutional Credit Management (ICM)
- Ensure timely completion of projects within the CPSO book of work.
- Implementation of best practices inline with established guidelines to drive operational consistency across Business Units
- Following established governance mechanisms / controls to prevent recurrence of issues
Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
Actively participate in Learning, Development and Training opportunities including instructor led courses
- Support CPSE VoE Engagement, Belonging (DEI), and Leadership scores
- Travel (less than 10%)
As a successful candidate, you'd ideally have the following skills and exposure:
- Demonstratable financial services experience, including 2-4 years in Banking or FI Industry
- Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
- Knowledge of Citi´s systems
- Experience in preparing presentations for seniors
- Awareness and adherence to the control environment
- Proven culture carrier. Good interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
- Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Intermediate Microsoft Office (Word, Excel, and PowerPoint) skills
Education:
- BA/BSc in Finance or Accounting or higher degree in Business (MBA), or CFA, or any other related subject
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Product Management and Development
-
Job Family:
Product Strategy and Planning
-
Time Type:
Full time
-
Most Relevant Skills
Please see the requirements listed above.
-
Other Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
-
Chief Credit Officer
5 days ago
Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRole Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...
-
Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDiscover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewCPSO team comprises senior Banking and Credit Risk SMEs along with...
-
Credit Officer, Associate
1 week ago
Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per yearCredit Officer, AssociateJob ID: R0388168Full/Part-Time: Full-timeRegular/Temporary: RegularListed: Location: MumbaiPosition OverviewIn Scope of Position based Promotions (INTERNAL only)Job Title- Credit Officer, AssociateLocation- Mumbai, IndiaRole DescriptionRisk division has a fundamental responsibility to protect the Bank. With group-wide responsibility...
-
AVP Credit Operations
2 weeks ago
Mumbai, Maharashtra, India Flashaid Full time ₹ 12,00,000 - ₹ 36,00,000 per yearTitle:AVP — Operations & Credit Operations (Flashaid Smart Fee)Location:Mumbai — Remote + periodic travel to partner institutes (field-first mindset)Goal:Own Flashaid's operational excellence: onboarding → collections → credit assessment → customer success → partner SLAs. Build processes, reduce cost-to-serve, and increase institute & lender...
-
UPI Credit Partnerships Lead
2 weeks ago
Mumbai, Maharashtra, India LIGHT - Credit For UPI Full time ₹ 1,20,000 - ₹ 1,80,000 per yearAbout LightWe're building the future of credit on UPI — making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you'll get enormous growth, ridiculous...
-
Strategy & Operations – Founder's Office
5 days ago
Mumbai, Maharashtra, India WebEngage Full time ₹ 12,00,000 - ₹ 36,00,000 per yearLocation: MumbaiReporting to: Founder / CEOAbout the RoleWe're seeking a high-caliber, execution-oriented generalist to join the Founder's Office — a cross-functional role designed for someone who blends analytical rigor, business acumen, and operational agility.This is a rare opportunity to work directly with the founder and senior leadership team on...
-
Vice President/ Corporate Vice President
3 days ago
Mumbai, Maharashtra, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per yearAbout Credit Saison:Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
-
Credit Risk Analyst
1 week ago
Mumbai, Maharashtra, India Virtual CFO Full time ₹ 20,00,000 - ₹ 30,00,000 per yearKey ResponsibilitiesCredit Risk AnalystPolicy Risk & Risk FrameworkFormulation, review, and evaluation of credit policies in coordination with Credit and Business teams.Present finalized policies along with Seniors to the Chief Risk Officer (CRO) for approval.Ensure policies are aligned with regulatory guidelines and internal risk appetite.Maintain...
-
UPI Credit Partnerships Lead
2 weeks ago
Mumbai, Maharashtra, India, Maharashtra LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
-
Credit Financing
1 day ago
Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 24,00,000 per yearThe Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional credit strategies by considering their application in the underwriting of private credit transactions and the credit financing business. The role pertains to structured credit and securitization related credit facilities and requires...