senior process associate

3 days ago


Bengaluru, Karnataka, India Tata Consultancy Services (TCS) Full time ₹ 1,00,00,000 - ₹ 2,00,00,000 per year

Job Role: Credit Analyst

Job Process: Annual Credit Review (ACR)Shift: UK

Location: Bengaluru, Gurgaon, Mumbai, and Pune. (Initial 6 months for training at Bengaluru is mandatory)

Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)

Role performed by credit analyst:

  • Review of credit applications & supporting documents (overall financial capacity and capability to pay back)
  • Credit report (recommendation on whether to approve/decline the credit application)
  • Present credit report to internal committee.

Requisite of an Individual Contributor:

  • Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.
  • Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.
  • Ability to weigh macro and company factors for risk analysis and recommendations.

Location

Bengaluru

Job Function

BUSINESS PROCESS SERVICES

Role

Process Expert

Job Id

375268

Desired Skills

Finance and Accounting | Finance

Desired Candidate Profile

Qualifications : CHARTERED ACCOUNTANCY



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