Head – MSME

7 hours ago

Chennai, Tamil Nadu, India Dugar Finance & Investments Limited Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job Title:

Head – MSME (Secured Lending) – North / South

Location:

Chennai

Company:

Dugar Finance & Investments Ltd.

Role Objective

Lead and expand the MSME Secured Lending and LAP business across Northern India. Build a high-performing team, establish robust processes, and drive profitable, risk-controlled growth aligned with corporate strategy.

Key Responsibilities

  • Formulate and execute region-specific business plans for MSME Secured Lending.
  • Build and institutionalize a scalable branch and partner network across North / South India.
  • Recruit, train, and retain regional sales, credit, and operations teams with clear accountability structures.
  • Establish and enforce strong credit appraisal, underwriting, and risk monitoring frameworks.
  • Implement standardized processes to ensure speed, accuracy, and compliance across loan origination and servicing.
  • Drive channel productivity and portfolio profitability while maintaining asset quality.
  • Coordinate closely with Head Office in Chennai for product design, risk management, and policy alignment.
  • Leverage digital tools and analytics for credit assessment and portfolio management.
  • Ensure consistent communication between regional teams and the corporate office for performance tracking and governance.

Candidate Profile

  • 10–15 years of experience in MSME Secured Lending / LAP within NBFCs.
  • Proven capability to scale secured loan books with disciplined risk management.
  • Experience in building large teams and implementing structured sales and credit processes.
  • Strong regional understanding of SME customer behaviour in Northern / Southern India.
  • Strategic, process-oriented leader with execution focus and governance discipline.

Qualifications

  • Graduate/Postgraduate in Finance, Business, or related field (MBA preferred).
  • Certifications in Credit or Risk Management advantageous.

Interested candidates to share their resumes to or

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