Assistant Manager, Credit Risk

3 hours ago

Chennai, Tamil Nadu, India Citi Full time ₹ 9,00,000 - ₹ 12,00,000 per year

The Credit Maintenance Analyst 1 is an entry level position responsible for supporting the country CDE team, in coordination with the Risk Policy team. The overall objective of this role is to ensure a Country team's delivery and support for Credit Policy Automation through Blaze Tools.

Responsibilities:

  • Provide end to end support to country risk on setup / maintenance of credit acquisition rules using CDE / RMA.
  • Translate credit risk polices into rules, support testing and implementation.
  • Support the daily workflow for a country unit that performs rules authoring.
  • Solve unique services on issue/problems and recommend workarounds on requirement analysis, design, and coding.
  • Participate in GC Agile Release Management – understand CI / CDE requirements, analyze impact, design solution, translate to rules setup, support testing & implementation.
  • Support sanity testing in blaze upgrade activities.
  • Support the daily workflow for a country unit that performs rule authoring.
  • Solve unique services on issue/problem and recommend workaround on requirement analysis, design, and coding.
  • Responsible for impact analysis and quality deliverables. Maintain the reputation from country risk team.
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firms.
  • Reputations and safeguarding Citi group, its clients, and assets, by driving compliance with applicable laws, rules, and regulation, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices and escalating, managing and reporting control issues with transparency.

Qualifications:

  • At least 5+ years of experience in system design & programming.
  • Strong logical thinking & analytical skill needed for understanding system flow.
  • Any exposure to credit initiation process & policy is added advantage.
  • Credit Cards / Personal Loans / Mortgage experience is desirable.
  • Foundational technical knowledge in – Python, SQL, Java.
  • Any Rule Engine Hands-on desirable
  • Demonstrated project management skills.
  • Ability to work under pressure and manage to deadlines.
  • Ability to work in a fast-paced environment.
  • Consistently demonstrates clear and concise written and verbal communication.
  • Attention to detail and intermediate problem-solving skills.

Education:

  • Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Risk Management

Job Family:

Credit Risk

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

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