Senior Manager- Credit Risk Analyst

3 days ago


Chennai, Tamil Nadu, India NLB Services Full time ₹ 5,00,000 - ₹ 12,00,000 per year

Key Responsibilities:

1. Portfolio Analytics & Risk Management

  • Prepare PL (Personal Loan) eligibility base using SQL.
  • Perform risk segmentation using Decision Trees and Machine Learning models (Python).
  • Implement credit actions to improve portfolio quality and reduce delinquencies.

2. Process Excellence

  • Map and document end-to-end credit processes and customer journeys.
  • Identify deviations and implement corrective changes for process efficiency.
  • Ensure alignment with internal risk and audit standards.

3. MIS & Reporting

  • Conduct regular PL portfolio reviews and generate MIS reports.
  • Automate performance tracking dashboards using Tableau and Excel.
  • Track KPIs and monitor trends to support decision-making.

Skills & Competencies:

  • Analytics Tools: SQL, Python, Excel (Advanced), Tableau
  • Machine Learning: Decision Trees, Risk Modeling
  • Credit Risk Knowledge: Lending lifecycle, Credit policy understanding
  • Reporting: MIS creation, Dashboard automation, Data visualization
  • Strong problem-solving mindset with an eagerness to learn and adapt.

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