
Credit Manager- RB Risk Healthcare Business Equipment
1 day ago
Description
CHIEF RESPONSIBILITIES
"Required a candidate Min 3 to 5 Years of Experience in RB Risk Healthcare Business Equipment"
- Ensure quality Appraisal of credit for worthy borrowers.
- Ensure timely credit and transaction approvals for delegation under self.
- Follow up with seniors for credit / transaction approvals.
- Managing loan portfolio with respect to credit rating/quality.
- Identify de risk account / AL accounts.
- Monitoring of Team TAT and Productivity.
- Ensuring adherence to the credit policy and process.
- Review of Delinquency
- Review exceptions and approval for knocking.
- Respond on the Hindsight and Internal audit observations
- Conduct monthly Regional Council Meetings with all the stakeholders.
Strategic/ Managerial Responsibilities
- Discussion of observations with Seniors ACH / RCH/ National Credit Manager and Chief Credit Officer
- Assessment of Credit Proposal / Case for his respective location / region
- Presentation of key observations to Senior Management on periodic basis
- Managing a team & drive the results/ goals set for self & Team.
Core Responsibilities
- Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions, portfolio movement.
- Maintaining data as required by the Senior Management
People Management or Self-Management Responsibilities
- Active participation in process re-engineering related to product / process
- Collaborate with business, OSD & Policy team for any change in the process/policy.
- Self-driven, goal oriented & dynamic in nature.
Risk and Internal Control Responsibilities
- Identify the gaps in the process & highlights to the Senior Management
- Suggestion for changes in Policy
Minimum Qualifications
- A CA/ MBA from a reputed institute
Years of Experience
Minimum of 3 to 5 years of work experience in credit evaluation in a Bank (Not NBFC)
Nature of Experience
Credit Evaluation in any Bank
Technical Competencies
Financial Analysis and Market knowledge of industry segment
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