Senior Credit and Income Analyst

1 day ago

Bengaluru, Karnataka, India Altisource Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Senior Analyst, Credit and Income

Company Description

At Altisource (NASDAQ: ASPS) we build world-class technologies and services for the mortgage and real estate industry, and are well poised to help revolutionize how homes are bought, sold and managed. In the US, we partner with 7 out of the top 10 mortgage servicers, operate one of the top three real estate auction websites, and manage a cooperative which represents 15%+ market share of the $1.8tn US Originations market.

Our Innovation Starts with YOU

Altisource's Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees. We believe that diversity in gender, age, religion, ethnicity, sexual orientation, identity, physical ability, neurodiversity, socioeconomic background, and experience, fosters creativity, challenges groupthink, and makes our Company stronger. At Altisource, anyone can prosper and have a positive impact on our path toward success, irrespective of their background.

We are committed to fair and impartial hiring, training, and growth opportunities. We also provide employee training to help foster their ability to work with one another in an inclusive manner. Altisource is an Equal Opportunity Employer, and our employment decisions are based on merit, qualifications, and business needs.

Job Description
  • Complete quality control post loan closing/Pre-funding. Review pre-closing/Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed. Record and report loan exceptions.
  • Expertise on RADD, Forensic review, QM(Conventional, FHA, VA and USDA), non-QM and Portfolio loans review.
    • Credit and Income review; Income calculation; Employment Income, self-employed income, rental income and other income.
    • Identify red flags on loan file(Income documents review, asset documents review, credit report, Fraud report, exclusionary list).
  • Review entity documentation to understand business structure and authorized signers.
  • Knowledge of applicable federal regulations and state laws a plus.
  • Ability to prioritize and decipher policies, programs, and guidelines.
  • Strong attention to detail, organizational and communication skills.
  • Ability to handle multiple tasks, take on new responsibilities, and prioritize work in a deadline-intensive environment.
  • Strong interpersonal and teamwork skills and ability to influence through collaboration.
  • Self-motivated, high level of personal energy and commitment.
  • Flexible to work on Night shifts.
Qualifications
  • Bachelor's Degree, Master's Degree.
  • 5+ years of experience in retail US residential mortgage banking and QC/post-closing/Prefunding is required.
Additional Information

Competitive salary based on your experience and skills
Good Health
Comprehensive insurance plans like Medical, Personal Accident Benefit and Life Insurance

Happiness

• 6 paid days off per year

• Employee engagement programs

• Opportunities to join our community service initiatives, including Habitat for Humanity
Are you up to the challenge? What are you waiting for? Apply today
If you have any questions or concerns, feel free to reach out to us at
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Experience LevelSenior Level

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