Branch Credit Manager

7 days ago


Delhi NCR, India PNB Housing Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Responsibility

  • Oversee the underwriting of the loans in the Green park -Delhi Hub region.
  • Evolve underwriting norms customized to the local market needs and update the U/W bulletins.
  • Work closely with the S & D team & support on offering innovative product offerings.
  • Liaison with the Underwriting Head at the HO and creates templates.
  • Review the underwriting process at Green park Hub level.
  • Decision on IHLs cases based on PNBHFL policies, processes and merits of the case.
  • Approve projects in the hub region.
  • Forward request beyond the statutory limit to the HO.
  • Manage external agents involved in the verification process.
  • Co-ordinate with the recoveries team and generate business insights.
  • Responsible for technical evaluation of properties in the Green park hub region.
  • Formulate technical evaluation processes and policies in the Green park hub region.
  • Manage the technical evaluation process across the organization.
  • Manage the legal evaluation process in the Green park Hub region.
  • Responsible for fraud management and risk mitigation activities
  • SENP Cases

Competencies

  • High energy professional
  • Technical & functional expertise
  • Strong analytical skills and rich experience conceptualizing financial strategy

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