
Product Manager-Gold Loan
5 days ago
This role is for one of Weekday's client
Salary range: Rs Rs ie INR 8-13 LPA)
Min Experience: 3 years
Location: Mumbai
JobType: full-time
Primary Responsibilities
- Lead product ideation, conceptualization, planning, and execution throughout the product lifecycle, based on customer requirements across various channels
- Derive actionable consumer insights to inform product development and strategy
- Collaborate with Risk teams to design products tailored to different customer segments and take proactive actions based on portfolio performance
- Ensure strict adherence to compliance guidelines and audit requirements
- Maintain the right product mix and ensure high portfolio quality
- Publishing various MISs to give insights to top management and driving business and proposing various contests to boost business
- Conduct competitor benchmark to track pricing, schemes and customer value propositions
- Incentive Calculations and driving various contests
Manage Vendor Payouts
Secondary Responsibilities:Drive channel development initiatives to expand product reach and customer engagement
- Recommend improvements to product features and processes to enhance customer experience and operational efficiency
- Track Industry trends, regulatory changes and competitors' strategies to identify potential risk and opportunities
Education Qualification:
- Post Graduation: MBA/PGDM
- Graduation: Any
- Experience: Minimum of 3-5 years of proven experience in product management within retail banking or financial services within BFSI industry. Strong background in asset-based lending, especially gold loans, is highly desirable.
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