Product Manager-Gold Loan

5 days ago


Mumbai, Maharashtra, India Weekday AI Full time ₹ 8,00,000 - ₹ 13,00,000 per year

This role is for one of Weekday's client

Salary range: Rs Rs ie INR 8-13 LPA)

Min Experience: 3 years

Location: Mumbai

JobType: full-time

Requirements

Primary Responsibilities

  • Lead product ideation, conceptualization, planning, and execution throughout the product lifecycle, based on customer requirements across various channels
  • Derive actionable consumer insights to inform product development and strategy
  • Collaborate with Risk teams to design products tailored to different customer segments and take proactive actions based on portfolio performance
  • Ensure strict adherence to compliance guidelines and audit requirements
  • Maintain the right product mix and ensure high portfolio quality
  • Publishing various MISs to give insights to top management and driving business and proposing various contests to boost business
  • Conduct competitor benchmark to track pricing, schemes and customer value propositions
  • Incentive Calculations and driving various contests
  • Manage Vendor Payouts

  • Secondary Responsibilities:Drive channel development initiatives to expand product reach and customer engagement

  • Recommend improvements to product features and processes to enhance customer experience and operational efficiency
  • Track Industry trends, regulatory changes and competitors' strategies to identify potential risk and opportunities

Education Qualification:

  • Post Graduation: MBA/PGDM
  • Graduation: Any
  • Experience: Minimum of 3-5 years of proven experience in product management within retail banking or financial services within BFSI industry. Strong background in asset-based lending, especially gold loans, is highly desirable.

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