Area Business Manager-Portfolio-AGRI-FIN-PROJECTS

18 hours ago

Madurai, Tamil Nadu, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year
Department Agri Business Group (Agri SME – Working Capital Loans) – Portfolio Management Job Title Area Business Manager (Grade – M5 / M6 – Chief Manager/ AVP) Reporting to Regional Business Manager Location As per list Job Profile Job Role
  • Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.
  • Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
  • To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
  • Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
  • Deepening relationship with existing customers through Cross sell liability & other third party products.
  • Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
  • To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
  • Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.
Job Requirements Job Role
  • CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
  • Strong oral and written Communication
  • Relationship Management Skill
  • Leadership Skills
  • Local Market Knowledge will be an added advantage
  • Minimum SME funding & portfolio management work experience 5 years
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