We are hiring a Credit Officer in Gurgaon

8 hours ago

Gurgaon, Haryana, India Mspire Ventures Full time ₹ 30,00,000 - ₹ 42,00,000 per year


Job Description:

We are hiring a Credit Officer in Gurgaon.

Position: Credit Officer (CO)
Sector: NBFC (Non-Banking Financial Company)

Location: Gurgaon

Salary: ₹3 LPA - ₹4.20 LPA
Qualification: Graduation (Must)
Experience: Minimum 3 years as a Credit Officer in Home Loans (HL)
Age: 22-33 years (Flexible with more experience)

Role Overview:

We are seeking a highly analytical and experienced Credit Officer to join our NBFC team. The Credit Officer will play a critical role in credit appraisal, risk assessment, and ensuring compliance for home loan applications. This role demands a proactive individual with strong decision-making and communication skills to contribute to the growth and efficiency of our credit operations.

Key Responsibilities:
  1. Credit Appraisal: Conduct detailed credit evaluations and assess financial viability for home loan applicants.
  2. Risk Assessment: Identify, analyze, and mitigate credit risks while ensuring adherence to company policies and regulatory standards.
  3. Compliance Management: Ensure all credit approvals comply with company policies and legal guidelines.
  4. Decision-Making: Make informed decisions on loan approvals, keeping in mind organizational objectives and risk tolerance.
  5. Communication: Coordinate effectively with internal teams, clients, and stakeholders to process applications efficiently.
  6. Documentation: Review and verify applicant documents for accuracy and authenticity.
  7. Market Insights: Stay updated on market trends, credit policies, and competitor practices in the home loan sector.
  8. Reporting: Prepare and present credit reports, recommendations, and observations to senior management.
  9. Team Collaboration: Work closely with the sales and operations teams to streamline the credit approval process.
  10. Customer Engagement: Address customer queries and provide guidance on credit policies and processes.
Key Skills & Qualifications:
  • Educational Background: Graduation (mandatory).
  • Experience: At least 3 years in credit appraisal and risk assessment, specifically in Home Loans (HL).
  • Skills:
    • Strong analytical and decision-making abilities.
    • Excellent written and verbal communication.
    • In-depth knowledge of credit policies, risk assessment, and compliance.
Preferred Candidate Profile:
  • Proactive, detail-oriented, and results-driven.
  • Ability to manage multiple credit applications and maintain accuracy under tight deadlines.
  • Familiarity with credit scoring models and financial analysis tools.

  • Front Office cum Admin Manager For Gurgaon location

    1 week ago

    Gurgaon, Haryana, India Three D Integrated Solutions Ltd Full time ₹ 14,40,000 - ₹ 18,00,000 per year

    We have urgent hiring for Front Office cum Admin Manager for Gurgaon location.Key Responsibilities:Handle national and international visitor management, greet clients/guests, and ensure professional hospitality.Manage travel arrangements, hotel bookings, train/flight tickets, and logistics for employees/guests.Oversee front office operations including calls,...

  • Health Consultant

    6 days ago

    Gurgaon, Haryana, India WE ARE HIRING Full time ₹ 3,00,000 - ₹ 4,50,000 per year

    Company Description Profile: Health Counselor(medical exp not required) Location: [gurgoan sector-18,phase-4] Salary: Up to 30,000 CTC Requirement: Good communication skills Joining: Immediate Interview Mode: Walk-in InterviewRole DescriptionThis is a full-time on-site role for a Health Consultant (IVF)located in Gurugram. The Health Consultant will be...

  • Private Credit

    9 hours ago

    Gurgaon, Haryana, India NTT DATA, Inc. Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Hi All,NTT DATA is Hiring for Private Credit Role at Gurgaon Location.Position OverviewWe are seeking a detail-oriented and motivated professional with 3+ years of experience in private credit, loan instrument portfolio management, and fund accounting. The role involves supporting investment operations, managing loan portfolios, and ensuring accurate fund...

  • Front Office Coordinator

    11 hours ago

    Gurgaon, Haryana, India Rakshaa A esthetics Full time ₹ 2,40,000 - ₹ 3,60,000 per year

    We're Hiring | Front Office Coordinator – GurgaonClinic Dermatech , a leading name in aesthetic wellness, is looking for dynamic and well-presented Front Office Coordinators to be the face of our clinic in Gurgaon.What You'll Do:-Greet and assist clients with warmth and professionalism-Manage calls, appointments & client queries-Maintain front desk...

  • Sr Associate. Credit Monitoring- 5 Years

    2 days ago

    Gurgaon, Haryana, India crescendo global Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job Description : Sr Associate - Credit Monitoring Experience Required: 5 Years - 8 YearsLocation: GurgaonDiscipline: Credit RatingJob Type: Permanent Contact Name: Princy ChauhanContact Email: Job Ref: 78725Published: about 12 hours agoManager Credit Underwriting & Portfolio Monitoring (Structured Finance) Experience Required: 5 Years - 8 YearsLocation:...

  • Urgent hiring for sales profile gurgaon

    3 days ago

    Gurgaon, Haryana, India Sana Search International Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Hiring Alert Hiring for( sales profile) /(Inside Sales) for gurgaon LocationCandidates should have minimum 1 years of experience in lead generation,Managing customer interaction. Same Day offer-Urgent Requirement(Virtual Round) -Work from OfficeConnect asap -Shariq @ / Annet Hr @ / Sana / /Marry Hr @ NOTE : APPLY ONLY IF YOU MEET THE ABOVE...

  • Credit Officer

    19 hours ago

    Gurgaon, Haryana, India HumGrow Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role Responsibilities:Evaluate mortgage loan applications and assess creditworthiness.Conduct comprehensive financial analysis of applicants' credit profiles.Review and verify applicant documentation for accuracy and completeness.Collaborate with loan officers to determine loan eligibility.Recommend loan approval or denial decisions based on credit...

  • Manager- Credit Monitoring- 5 Years

    18 hours ago

    Gurgaon, Haryana, India crescendo global Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description Manager- Credit MonitoringExperience: 5 Years - 8 YearsLocation: GurgaonDiscipline: Credit RatingJob type: Permanent Contact Name: Princy ChauhanContact Email: Job Ref: 78726Published: 1 day ago Senior Associate / Manager Credit Monitoring Summary Join a technology-enabled private markets / asset-management analytics firm working with...

  • Credit Officer, VP

    2 days ago

    Gurgaon, Haryana, India Natwest Digitalx Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Join us as a Credit OfficerWe're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customersYou'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areasYou can expect to...

  • Hiring For Private Credit

    20 hours ago

    Gurgaon, Haryana, India NTT DATA, Inc. Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description: Analyst/ Senior Analyst Private Credit, Loan Instrument Portfolio & Fund AccountingPosition OverviewWe are seeking a detail-oriented and motivated professional with 3+ years of experience in private credit, loan instrument portfolio management, and fund accounting. The role involves supporting investment operations, managing loan portfolios,...