Credit Analyst

23 hours ago


Bengaluru, Karnataka, India Live Connections Full time

Greetings from Live Connections

Role Summary – Credit Analyst (Corporate / Commercial Lending)

Experience:
5–14 years

Notice Period:
Immediate to 60 days (
Immediate joiners preferred
)

Functional Focus:


Core B2B Corporate & Commercial Lending only
(mandatory)

Candidates
must
have:

  1. Credit underwriting / appraisal experience
    with strong
    credit note / report writing
  2. End-to-end credit reports
    , including:

  3. Industry & peer analysis

  4. Risk rating
  5. Documentation & collateral

  6. Strong financial analysis
    , including:

  7. Cash flow analysis

  8. Working capital assessment
  9. Leverage ratios
  10. EV / valuation concepts

  11. Covenant knowledge
    :

  12. Financial & non-financial covenants

  13. Collateral structures

  14. Financial projections & forecasting models

  15. Exposure to US clients
    (highly important)

Profiles without
hands-on corporate/commercial lending
should be rejected.

Preferred Background

Corporate Banking

Commercial Banking

Wholesale Banking

Global / Large Indian Banks

NBFCs / Credit Risk teams handling
B2B lending

Education (Mandatory)

  • CA / CFA / MBA (Finance / Economics)
  • Sustainability / ESG exposure =
    added advantage

Soft Skills Expected

  • Excellent
    credit writing in English
  • Strong stakeholder communication (RM & Risk)
  • High quality delivery within SLAs / PLAs
  • Compliance & operational risk awareness

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