Credit Support Analyst

4 days ago

Bengaluru, Karnataka, India JPMorgan Chase Full time US$ 5,00,000 - US$ 15,00,000 per year
Are you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?

Job Summary As a Credit Support Analyst within JPMorgan Chase, you will play a key role in maintaining the integrity of the credit portfolio by assessing borrower compliance with credit agreement terms. You focus on identifying potential defaults in syndicated loans and bilateral agreements using your understanding of financial covenants. Guided by established routines, you apply critical thinking to semi-routine tasks and escalate non-routine issues to senior team members. You also use your skills in conflict management, emotional intelligence, and stakeholder management to facilitate discussions and create collaborative solutions. Effective time management is crucial for delivering courteous and effective service to clients.

Job responsibilities
  • Assess compliance with credit agreement terms for a designated portfolio of borrowers, identifying potential defaults and breaches of covenants.
  • Interpret financial and other covenants in credit agreements, ensuring accurate setup of co-borrowers, guarantors, and other parties in the bank's system of record.
  • Conduct credit analysis and monitor ongoing compliance with financial covenants within the assigned portfolio, applying critical thinking skills to identify potential risks.
  • Calculate cash flow and leverage ratios in accordance with credit agreement terms, ensuring accurate calculations.
  • Manage time effectively to adhere to quality control standards and service level agreements, ensuring timely and accurate completion of tasks.
Required qualifications, capabilities, and skills
  • Foundational knowledge of credit agreement terms and financial covenants, with the capability to interpret and apply them effectively.
  • Proven ability to perform tasks accurately by adhering to well-defined policies, procedures, and techniques.
  • Developing proficiency in conflict management, with skills to identify conflicts of interest and facilitate discussions for collaborative solutions.
  • Emerging skills in active listening and questioning, utilizing non-verbal cues to empathize and ask insightful questions.
  • Strong time management and organizational skills, efficiently handling multiple tasks to achieve goals effectively.
Preferred qualifications, capabilities, and skills
  • Foundational capability in driving continuous improvement and process automation, optimizing lending workflows and enhancing operational efficiency.
  • Developing proficiency in digital literacy, supporting the effective use of technology in lending services.
  • Emerging skill in creating quantitative reports to track lending performance and support strategic planning with data-driven insights.
  • Growing proficiency in leading project management efforts, ensuring successful execution of lending service initiatives and alignment with strategic objectives.

  • Credit Support Analyst

    5 days ago

    Bengaluru, Karnataka, India JPMorganChase Full time ₹ 10,00,000 - ₹ 20,00,000 per year

    Description Are you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?Job Summary As a Credit Support Analyst within JPMorgan Chase, you will play a key role in maintaining the integrity of the credit portfolio by assessing borrower compliance with credit agreement terms. You focus on identifying potential...

  • Credit Analyst

    2 weeks ago

    Bengaluru, Karnataka, India Live Connections Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title:Credit AnalystExperience:5 – 14 YearsNotice Period:Immediate to 60 Days (Immediate joiners preferred)Job Description:We are seeking a skilledCredit Analystto join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and maintain...

  • Credit Card Analyst

    4 days ago

    Bengaluru, Karnataka, India Tiger Analytics Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job titles:Credit Card Product Analyst,Senior Credit Card Data Analyst,Product Analytics Manager (Credit Cards), or Business Intelligence Analyst (Credit Cards)Department :Product Analytics,Credit Card Product Management,Business Intelligence (BI),Risk Analytics (with a strong product focus), or Customer InsightsRole : Individual Contributor or Team Lead...

  • Credit & Collections Analyst

    4 days ago

    Bengaluru, Karnataka, India Deloitte Consulting Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Job Title: Credit & Collections AnalystLocation: BangaloreExperience: 2 to 8 YearsJob Summary: The Credit & Collections Analyst ensures timely and accurate cash application, collections, and customer account management. The role focuses on payment accuracy, reconciliation, and dispute resolution while supporting month-end closing and compliance.Key...

  • Sr. Analyst Credit Admin

    2 weeks ago

    Bengaluru, Karnataka, India GCOO Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    COMPETENCIES · Strong communication skills and ability to interact with banking professionals at all levels.· Strong time management skills and ability to work under pressure.· Acquire ability to complete work with minimal or no supervision.· Ability to organize time and manage deliverables to deadlines.· Ability to identify and accommodate shifting...

  • Sr. Analyst Credit Admin

    7 days ago

    Bengaluru, Karnataka, India GCOO Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    MAIN ACCOUNTABILITIES In close relationship with the Paris central hub, act as a coordinator for various credit related tasks which include\: §  Environmental & Social (E&S) topics :o   Monitoring of E&S analysis ordered from E&S analysis providers.  o   Distribution and follow-up of questions/issues between E&S analysis providers and credit analyst...

  • Credit Management Analyst, 2

    4 days ago

    Bengaluru, Karnataka, India Bread Financial Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Every career journey is personal. That's why we empower you with the tools and support to create your own success story.Be challenged. Be heard. Be valued. Be you ... be here.Job SummaryThe Credit Management Analyst will approve profitable applicants and ensure they have the appropriate available credit. The Analyst will operate within contractual guidelines...

  • Credit Analyst: SME Lending

    1 week ago

    Bengaluru, Karnataka, India Oxyzo Financial Services Full time ₹ 20,00,000 - ₹ 55,00,000 per year

    Company DescriptionOXYZO Financial Services Ltd. is a Leading Fintech NBFC headquartered in Gurugram. We areinto B2B Lending and cover both SME and Emerging Corporate customers Pan-India having ouroffices spread across 20+ cities in India including NCR, Chandigarh, Jaipur, Indore, Ahmedabad, Mumbai, Bangalore, Hyderabad, Chennai, Kolkata, etc.OXYZO is part...

  • Credit Management Analyst, 2

    4 days ago

    Bengaluru, Karnataka, India Bread Financial Full time ₹ 4,00,000 - ₹ 6,00,000 per year

    Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.Job SummaryThe Credit Management Analyst will approve profitable applicants and ensure they have the appropriate available credit. The Analyst will operate within contractual...

  • Credit Bureau Reporting Analyst

    3 days ago

    Bengaluru, Karnataka, India, Karnataka Zyoin Group Full time

    Job Title: Credit Bureau Reporting AnalystLocation: India or United StatesJob SummaryWe are seeking a detail-oriented Credit Bureau Reporting Analyst to ensure accurate, timely, and compliant reporting of consumer credit data to major credit bureaus. The role focuses on data integrity, regulatory compliance, dispute resolution, and continuous improvement of...