National Collection Manager
2 days ago
Job Description:
Managing the collections of loans for EV (2W/ 3W/ 4W/ ZET) - Commercial
vehicles. The ideal candidate should have extensive experience in collections
management, a strong understanding of vehicle financing products, and the ability to
drive performance through strategic oversight.
Responsibilities:
• Delinquency Control: Oversee delinquency management for commercial vehicle
loans on a national scale.
• NPA Reduction: Develop and implement strategies to reduce non-performing
Assets (NPA) in vehicle financing products.
• Reporting: Regularly present updates on delinquency and NPA status to senior
management, including actionable insights and recommendations.
• Team Recruitment and Development: Recruit and train collection managers at
various levels (Bucket, HO, Area, Regional, and Zonal) to ensure eective
collections operations.
• Asset Management: Oversee the sale of repossessed vehicles, ensuring minimal
loss from each account while maintaining compliance with relevant regulations.
• Collaboration: Foster strong relationships with Sales, Credit, and Operations
teams to resolve customer issues swiftly and eectively.
Prerequisites:
• Passion for Sustainability and Social Impact
• Tech-Savvy and Data-Driven Mindset
• Interest in Fintech, Mobility, or Financial Services and ready to work for Bharat
• Problem-Solving and Innovation-Driven to work in an ambiguous environment
• Customer-Centric and Empathetic
• Commitment to Growth
• Team player with strong Communication Skills
• Abide by our core values – Honesty, Ownership and Transparency
• Strong analytical skills to assess performance metrics related to collections
• Excellent communication skills for e active team leadership and stakeholder
engagement.
• Proficiency in data analysis tools and Microsoft Oice Suite.
• Experience in managing collections for commercial vehicle financing is highly
desirable.
• Proven track record of implementing successful collection strategies that align
with business goals.
Educational Qualifications: Post Graduation in Finance/ Business Administration.
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