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Portfolio Resolutions Manager

2 weeks ago

Kanpur, Uttar Pradesh, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Role :

  • Recovery from Stressed Secured Loans.
  • Achievement of collections targets.
  • Planning, strategizing and executing effective legal remedies for resolution from NPA accounts.
  • Appointment of advocates, counsels, Solicitors etc.
  • Creating and maintaining good rapport with the advocates, judiciary, enforcement authorities.
  • Making/arranging for effective representation in the legal matters before various courts, tribunals and authorities.
  • Drafting all kinds of legal documents.
  • Training, guiding, assisting and facilitating the team for optimum and quality performance.
  • Consistent and effective follow up and negotiation with the customers.
  • Laisoning with Lawyers and enforcement authorities, court staff etc.
  • Service and execution of orders, notices, legal documents, warrants etc.
  • To carryout/facilitate effective liquidation of collateral assets of securities of the borrower/co-borrower/guarantor.
  • Tracing skip customers and properties and income sources of the customers
  • Maintaining and updating MIS regularly.

Job Requirements :

  • Preferably a law graduate with experience of 2-4 years of handling litigations in recovery matters or graduate of any stream with experience in collections and recoveries, Additional advantage, if the candidate has worked or working in housing finance companies or in a Bank and has experience and exposure in securitization.
  • Should have effective drafting and communication skills with experience in IBC & SARFAESI etc.
  • Knowledge of all other requisite legal tools such as civil suits, DRT suits, arbitration claims, criminal complaints etc for recovery of dues and experience in employing the same
  • Knowledge and working experience of local legal and execution practices and procedures
  • Should be patient, committed, hard-working, team player, process driven, open to new ideas, passionate, optimistic, honest and ready to accept challenges
  • Should have eye for details, good integrity, intra personal skills, clarity