Senior Business Development Officer-WC-Working Capital-Sales

2 weeks ago

Kolkata, West Bengal, India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Sr. Business Executive - DSA 

Department Business Banking Asset Division-Business Loans Location All Number of Positions 52 Reporting Relationships No Position Grade E0

- This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)

  • Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography

  • To understand clients business & provide appropriate products like Business loans, OD facilty

  • Has to work closely with DSAs/do Tele calling/Branch Banking teams for new customer addition.

  • To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance

  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.

  • To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target market

  • Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible

Job Requirements: 

  • Graduate / MBA

  • Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills.

  • Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,

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