Underwriter - US Mortgage

3 days ago

Gurgaon, Haryana, India BSI Financial Services Full time US$ 1,04,000 - US$ 1,30,878 per year

Job Title/Designation: Senior Analyst

Summary- As a Senior Underwriter, you will complete a thorough analysis of loan files to determine credit worthiness, underwrite according to current guidelines from multiple investors, calculate complex income scenarios, respond to post closing reviews and audits, and assist in other areas as needed

Job Description:

  • Complete thorough and accurate analyses and prepare financial statement spreadsheets, determine the credit worthiness of the borrower, prepare a thorough written analysis of the loan request and financial condition of the borrower, assess a proper loan grade, identify exceptions to policy and guide the Credit Approval Document and Memorandum through the loan approval process.
  • Requires in depth knowledge of the mortgage rules and regulations, to include understanding the various Standard Operating Procedures manuals for Conventional, Jumbos, FHA and VA loans.
  • Working knowledge of Conventional, Jumbos, FHA and/or VA eligibility, structuring, and loan program parameters (and staying abreast of any changes in these programs).
  • Prepare spreadsheets of borrower(s) financial statements and tax returns, analyze such documents, provide commentary on financial performance, and work with all investors to ensure proper loan origination.
  • Research and analyze financial data, interpret and prepare reports of financial position with recommendations regarding credit worthiness of the borrower and accurate loan grade.
  • Train staff on various underwriting issues such as appraisals, credit reports, income calculations, credit guidelines.

Competencies/Skills

  • Highly organized and able to prioritize
  • Excellent communication skills, both written and verbal
  • Detail oriented with strong data analysis skills and Logical reasoning skills

Desired Candidate Profile:

  • Minimum Graduation
  • Minimum of 5 years of QM - Underwriting Conventional loans is preferred.
  • Underwriting FHA and VA loans experience is added advantage

  • US Mortgage Underwriter

    7 days ago

    Gurgaon, Haryana, India Talent Advisors Solutions Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Full Job DescriptionPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility...

  • US Mortgage Specialist

    1 week ago

    Gurgaon, Haryana, India beBeeMortgage Full time ₹ 1,04,000 - ₹ 1,30,878

    Mortgage Underwriter Job DescriptionWe are seeking an experienced Mortgage Underwriter to join our team.Job Responsibilities:The successful candidate will be responsible for verifying loan applications, reviewing all 4 Cs, evaluating risks, and making loan eligibility decisions.Qualifications and Skills:A Bachelor's degree in any stream is required.At least...

  • US Mortgage Specialist

    13 hours ago

    Gurgaon, Haryana, India beBeeMortgage Full time ₹ 15,00,000 - ₹ 28,00,000

    Our company is seeking a Mortgage Underwriter to join our team.Key responsibilities include verifying loan applications and reviewing all 4 Cs, evaluating risks, and making loan eligibility decisions.The ideal candidate will possess a Bachelor's degree in any stream and have at least 2 years of experience in US mortgage underwriting. They must also have...

  • US Mortgage Underwriter 4Cs END To END UW/Live US mortgage UW

    2 days ago

    Gurgaon, Haryana, India Serving Skill Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    US Mortgage experience In Underwriting All 4 C's Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profilepast due account ,revolving account, time share account, 30-day loan extension...

  • Highly Skilled Mortgage Underwriter Wanted

    1 week ago

    Gurgaon, Haryana, India beBeeUnderwriter Full time US$ 12,00,000 - US$ 15,00,000

    About the Underwriter RoleAt Better, we are dedicated to making home finance faster, cheaper, and easier for everyone. Our team of experts works tirelessly to ensure that every loan is thoroughly examined and meets the required standards.This role requires a high level of attention to detail, excellent analytical skills, and the ability to work well under...

  • Senior Associate Operations

    5 days ago

    Gurgaon, Haryana, India WNS Holdings Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    WNS is Hiring for a role of Senior Associate - Mortgage UnderwriterPosition Summary:The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs,...

  • Process Consultant(US Mortgage)

    7 days ago

    Gurgaon, Haryana, India Oracle Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Product overview / Project overviewOFSS BPO is looking for candidates with a minimum of 6 months and up to 3 years of work experience to work on back-office processes for the Correspondent Mortgage Divisions of its US Residential Mortgage client. Candidates with US Residential Mortgage / Financial Services experience will be preferred. Candidates with...

  • US Mortgage CRE Lending

    1 week ago

    Gurgaon, Haryana, India Nexdigm Full time

    JOB DESCRIPTION COMMERCIAL REAL ESTATE LENDING US Mortgage About Us: Nexdigm is a multidisciplinary group that helps global organizations meet the needs of a dynamic business environment. Our focus on problem-solving, supported by our multifunctional expertise enables us to provide customized solutions for our clients. We provide an array of solutions...

  • Sr. Analyst/Analyst

    5 days ago

    Gurgaon, Haryana, India Better Full time ₹ 5,00,000 - ₹ 8,00,000 per year

    Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:We've funded over...

  • Mortgage Servicing Specialist

    7 days ago

    Gurgaon, Haryana, India beBee MortgageServicing Full time ₹ 8,00,000 - ₹ 16,00,000

    Job Description:We are shaping the future of work by scaling advanced technology solutions to help global enterprises work smarter and transform at scale.If you thrive in a fast-paced tech-driven environment and love solving real-world problems, this is your moment. We need talented professionals who can drive change for global enterprises and solve business...