Sr. Analyst/Analyst

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:

• We've funded over $100 billion in loans for our customers, more than any other fintech

• Yahoo Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval

• Yahoo Finance - Best Mortgage Lenders of 2025: Best online mortgage lender

• Fintech Breakthrough Award: Best Lending Innovation Award

• Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing

• We are Forbes' Best Online Mortgage Lender for 2023

• We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world

We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.

As part of the Underwriting Services team, your main job is to check mortgage applications to make sure everything is filled out correctly and nothing is missing. You will look at financial documents like income, Asset statements, Purchase contract and credit reports, and enter the information into the system. If anything is missing or unclear, you will contact the appropriate stakeholder to get it fixed. Your strong attention to detail, good judgment, and focus on customer service will help support our goal of making homeownership possible for more people.

Key Responsibilities:

• Review and Evaluate Applications:

Check initial mortgage applications to make sure all the necessary information is filled out correctly and completely.

• Verify Documents:

Confirm that the applicant's credit reports, income proof (like pay stubs or tax returns), bank statements, and purchase agreements are correct and match the application.

• Data Entry:

Carefully enter information from mortgage documents into the company's systems and underwriting tools, making sure all data is accurate and up to date.

• Use Company Tools:

Upload and organize the correct documents in the company's internal systems and portal used for the underwriting process.

• Follow Guidelines:

Ensure all application review work follows company policies, underwriting rules, and legal regulations in the mortgage industry.

• Communicate with Stakeholders:

Work closely with applicants and Mortgage Ops team and other team members to ask for missing documents, explain decisions, and give updates on the application status.

• Keep Records:

Maintain clear and accurate records of what documents were approved or rejected, the reasons why, and what additional information is needed.

• Stay Informed:

Keep yourself updated on any new industry practices, rule changes, or underwriting trends to do the job better.

• Help Improve the Process:

Share your feedback and ideas to make the application review process faster, more efficient, and better for the customer.

Qualifications:

• MBA or a related field is typically required.
• Minimum 0-1 years' experience in US mortgage Pre-Underwriting (Freshers are eligible).
• Strong analytical skills with the ability to evaluate complex financial documents.
• Knowledge of US mortgage industry regulations,primarily conventional loan programs.
• Excellent communication and interpersonal skills.
• Attention to detail and the ability to work independently.

Company Benefits

In Office Perks

Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.

Health & Well-being

Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.

Other Perks at Better

Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.