Senior Manager – Treasury

The role in a gist:

The Senior Manager – Treasury (Front Office) will lead the company's end-to-end fundraising, lender relationship management, liquidity monitoring, and credit rating processes. The role requires strong analytical acumen, stakeholder management, and an ability to drive timely and compliant treasury operations in a fast-growing NBFC environment.

Key Responsibilities

Fundraising & Lender Relationship Management

• Lead end-to-end debt fundraising across term loans, NCDs, and structured facilities, including
• negotiation of borrowing terms and execution of financing documents.
• Manage and strengthen relationships with existing lenders while onboarding new banks/NBFCs to diversify borrowing sources.
• Lead the entire credit rating lifecycle including data compilation, submission of rating templates, and coordination of management engagements with rating agencies.

Liquidity Management & Treasury Operations

• Monitor, review, and guide preparation of Daily Cash Flow / Fund Flow statements to assess liquidity needs and determine investible surplus.
• Deploy surplus funds in Mutual Funds and Bank Deposits to generate returns aligned with treasury
• policies.
• Support liquidity planning, interest cost optimization, and short-term investment strategies.

Treasury Master Data Management

• Own and update the Treasury Master Data File—a comprehensive repository of all borrowing details, lender data, repayment schedules, covenants, and limits.
• Ensure accuracy, completeness, and timely availability of treasury MIS for management and auditors.
• Play a key role in transitioning from manual Excel-based processes to automated treasury platforms, improving accuracy and efficiency.
• Conduct periodic internal treasury checks over borrowing utilization, covenant tracking, reporting accuracy, and documentation completeness.
• Identify control gaps, propose process improvements, and support policy updates.
• Coordinate with ASM, stock auditors, internal auditors, and statutory auditors for treasury-related audits and reviews.

Cross-Functional Coordination

• Liaise with Risk, Operations, HR, Finance, and other teams for periodic lender data requests.
• Coordinate preparation of investor decks, lender presentations, and pitch materials used during fundraising and rating discussions.

Compliance & Lender Reporting Management

• Ensure timely submission of all monthly, quarterly, and annual covenant compliance certificates and operational/financial MIS to lenders and rating agencies.
• Ensure compliance with sanction conditions, regulatory expectations, and internal controls.
• Prepare and present ALCO Decks covering liquidity position, interest rate sensitivity, funding mix, structural gaps, and risk trends.
• Track key metrics including liquidity buffers, short-term mismatches, borrowing costs, and rolling liquidity forecasts.

Qualifications & Experience

• MBA (Finance), CA, CFA Level II/III or equivalent preferred.
• 4–6 years of relevant experience in Treasury, Capital Markets, or Debt
• Syndication within NBFCs, Banks, FinTechs, or Corporate Treasury.
• Strong understanding of debt markets, credit appraisal, lender due-diligence processes, and credit
• rating methodologies.
• Hands-on experience with financial modelling, cash flow planning, and treasury MIS.

Key Skills

• Excellent negotiation and relationship management skills.
• Strong analytical ability and understanding of liquidity/interest rate risk.
• High proficiency in Excel, PowerPoint, and treasury systems/calculators.
• Exceptional communication, presentation, and stakeholder handling skills.
• Process-oriented with strong attention to detail and compliance mindset.
• Preference for early joiners with shorter notice periods.