Product Specialist

4 days ago

Mumbai, Maharashtra, India YES BANK Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Credit assessment

  • Tracking of covenants and management of exceptions / deviations
  • Regular review of the case
  • Inspections / Site visits Sector assessment
  • Detailed Financial analysis including finalization of financial model
  • Preparation of Credit Approval Memorandum and following internal approval processes
  • Meet with all pre-disbursal and post disbursal compliance

Communication/PR of Bank's products

  • Undertakes brand communication initiatives for designated products
  • Communicates product positioning messaging that differentiates YES Bank's products in the market
  • Increase Bank's visibility in the finance circle / industry sector

Market Research

  • Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
  • Sector tracking / management presentations

Credit Appraisal

  • Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

  • To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

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