Product Specialist

6 hours ago


Mumbai, Maharashtra, India CSB Bank Full time ₹ 20,00,000 - ₹ 25,00,000 per year
Description
  1. Ensuring optimum building up of Structured Products asset book (as part of wholesale banking) via optimum client onboarding and transaction structuring, with individual income, Fee targets.  
  2. The Senior Product Specialist is expected to work under the guidance of Head - Structured Product Solutions and work towards achieving the annual budgets on Asset, Income and portfolio P&L with specific % contribution towards target for the Head - Structured Product Solutions. 
  3. The role is for Product Specialist with full accountability of portfolio quality and income generated from assets underwritten.
Responsibilities

  1. Contribute towards building Structured Products asset book (as part of wholesale banking), while meeting individual income, Fee targets
  2. Assist in devising, structuring and execution of complex bespoke financing solutions, tailored to case specific requirements, on a pan India scale in collaboration with Coverage teams.
  3. Assist in structuring and execution of project finance transactions across sectors, including assessment of project viability, risk allocation, and cash flow-based lending.
  4. Collaborate with Coverage teams Pan-India to execute mandates and develop focussed sector-specific book in key sectors such as Infrastructure, Education, Healthcare, and Logistics 
  5. Prepare and present comprehensive credit memos and financial models; liaise with Credit/Risk, Legal, Compliance, and Operations for smooth deal execution.
  6. Actively support syndication and sell-down efforts through close coordination with the DCM team, including preparation of marketing material and investor engagement.
  7. Monitor the performance of deals in the book and identify early warning signals.
Qualifications

MBA (Finance), CA, CFA Charterholder or equivalent professional qualification.

Min Experience: 7 years

Max Experience: 10 years


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